Indiana University

Indiana University International Student Insurance

With over 40,000 students from more than 100 nations, Indiana University (IU) in Bloomington, IN is known as an “R1: Doctoral Universities – very high research activity" classified institution. The 200-year-old university has seven campuses, of which the Bloomington campus is the flagship.

The university stands on the pillars of academic freedom, innovation, and creativity. It has made significant contributions to research activities in multiple domains. Supported by a pool of highly qualified faculty members, students thrive in a space of holistic learning that is more experiential than theoretical.

Indiana University Academic and Research Opportunities

The alumni of IU consist of nine Nobel Laureates, as well as multiple Rhodes Scholars, Grammy and Emmy awardees, and Pulitzer recipients. Each class of students carries forward this rich legacy. 

The learning process is rigorous, though, at the same time, students are encouraged to be innovative and research-oriented. IU has 16 high-ranked colleges and schools, covering almost the entire gamut of subjects. Some of the notable programs on offer are:

Bachelor’s Degrees

• Biochemistry
• Supply Chain Management
• Physics
• Mathematics

Master’s Degrees

• Statistical Science
• Philosophy
• Marketing
• Anthropology

Doctoral Degrees 

• Astrophysics
• Neuroscience
• History
• Business Economics & Public Policy

Health Risks for Indiana University International Students

Bloomington is safer than 11% of all US cities, as far as crime is concerned. As an international student, you need not be worried about the stats, though. Just do your best to observe basic safety protocols, like staying away from desolate areas of the city, especially if you are alone.

Winters are quite cold in Indiana. Snowstorms can be intense, so be aware of weather forecasts. Road accidents are another risk to keep in mind. Even if you do not plan to drive while attending IU, be especially careful when crossing streets. 

Also, take precautions against air pollution in this industrialized state. It’s best to wear a mask in populated areas if you have respiratory issues. While out in the countryside, watch out for rattlesnakes and black widow spiders.

Cover Your Risks with Health Insurance for Indiana University

As an international student, you must have health insurance prior to joining IU, Bloomington. This is because medical treatment is extremely expensive in the U.S., and you never know when you might need to use it.

International Student Health Insurance for Indiana University – FAQs

Do international students need health insurance before joining Indiana University?

IU requires all international students and their dependents to enroll in and pay for the university’s health insurance plan unless they qualify for an exemption. These exemptions are detailed in the Insurance Requirements section below. 

What’s the need for Indiana University health insurance for international students?

Accidents and illnesses are unpredictable. What is predictable is the financial damage they can cause due to the price of medical treatment in the United States. You simply cannot afford to not have insurance coverage. 

How to find the best student health insurance for Indiana University?

Unless you qualify for one of the exemptions outlined below, you will be enrolled in and billed for the IU student health insurance plan.

However, if you are exempt or would like to purchase supplementary coverage for yourself or your dependents, do your due diligence and compare several plans before making a purchase. The right insurance plan for you will depend on your individual needs, your budget, and the level of coverage you are comfortable with.