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Global Medical Insurance - Silver - International Health Insurance

Please use this high level information as a guide only and do not make any decisions solely based on this comparison. If you have any concerns, doubts or questions, please refer to the individual policy details for complete information as it is not possible to accurately represent all the details in concise information such as follows. Please call us for further details. If there is any discrepancy between this comparison and the actual policy details, the policy details will override.

All the amounts are in U.S. dollars.

General

GMI Silver - Area 2
Fixed Coverage
Worldwide, Excluding United States, Canada, China, Hong Kong, Japan, Macau, Singapore and Taiwan
$5,000,000 Lifetime
Outside U.S.: 50% of deductible waived up to $2,500. After deductible, plan pays 100% to policy maximum

Medical - Outpatient

$70 per visit, maximum of 25 visits for all office visits.
$70 per visit, maximum of 25 visits for all office visits.
-
12 month waiting period. $70 per visit, maximum of 25 visits for all office visits.
$50 per visit, maximum of 25 visits for all office visits.
To policy maximum

$250 deductible if illness does not result in hospital admission.
To policy maximum
To policy maximum
To policy maximum
To policy maximum
To policy maximum

Medical - Inpatient

Medical - Other Treatment And Services

-
To policy maximum
To policy maximum
-
$1,500 per covered event

Illness must result in hospital admission.
12 month waiting period. $70 per psychiatrist visit, maximum of 25 visits for all office visits.
$40 per visit, 1 visit per day; maximum of 30 visits.
None
None
Known Disclosed: To policy maximum unless excluded by a Rider.
Non-Disclosed: No coverage. Unknown: 24 month waiting period, then $5,000 per period, maximum of $50,000 lifetime.
$500 per consultation, maximum of 25 visits (combined with Physician, Specialist, and Chiropractor).
100% if requested, reduced to 50% if not obtained when required.
Transplants, Interfacility Ambulance Transffer, Medical Evacuation - no coverage if not pre-certified; otherwise covered at 100%; All other - 50%
180 days
$250,000 lifetime
$600 per exam
-
To policy maximum
To policy maximum, maximum of 30 days.
Terminally Ill - 6 months to live: to policy maximum, maximum of 30 days.

Wellness

-
12 month waiting period. $70 per visit, maximum of 3 visits

Other

-
Private Hospital: $400 per night, maximum of $4,000
Public Hospital: $500 per night, maximum of $5,000
Excludes U.S.
-

Plan Features

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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