Travel Medical Insurance
Travel medical insurance would primarily provide medical coverage, while also offering other travel related benefits to you while you are on your international trip. There are multiple types of such insurance plans.
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Travel insurance primarily provides coverage for prepaid non-refundable expenses in case you need to cancel your trip for covered reasons.
Travel insurance may be comprised of various benefits, some of these standard benefits include:
In case you need to cancel your trip for covered reasons prior to your departure, it would reimburse you for your pre-paid, non-refundable portion of your trip cost. If you purchase the travel insurance sufficiently in advance and very close to your initial trip deposit, many travel insurance plans will let you add optional coverages, such as 'cancel for any reason'.
Learn MoreIf you were to be sick or injured while on a trip this benefit could pay for those expenses. Many domestic insurance plans do not extend coverage outside the U.S. or benefits may be limited and/or subject to higher deductibles, higher coinsurance and higher out of pocket maximums.
Learn MoreThis is coverage in case you need to return back home from your trip early due to covered reasons; such as your house catches fire or is flooded, or a close relative passes away, it will help you pay for the additional expenses to make arrangements to return home early.
Learn MoreIf you were to be injured while on your trip and/ or in a remote location, this benefit would pay to transport you to the nearest medical facility where adequate medical care can be given. Once you are stable enough to travel, it may also pay for your return.
If the unthinkable were to happen while on a trip, what would your family do? This benefit provides assistance with payment and arrangement of international transportation of the deceased back home.
A person heavily relies on the contents of their luggage during travel. If it were to become lost or delayed, many travel providers have assistance limitations; this additional benefit could allow for these items to be replaced so you may continue with your travels.
Learn MoreThis coverage would apply if you were to pass away or become dismembered in an accident. Some plans only cover this benefit if caused as a result of travelling in a common carrier, such as a plane or train.
There may be other benefits such as travel delay, passport replacement, emergency cash transfer, rental car coverage, flight accident, concierge services, ID theft assistance, the return of minor children, etc. These benefits vary among insurance policies.
Sometimes life happens and plans change.
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Over two decades of excellent customer experiences, read what customers are saying about Insubuy.
I was looking to book an insurance policy required for Costa Rican entrance from the United States. Booking online was extremely easy, and I also called customer service for a few clarifications. I would absolutely use Insubuy again, and they have Gary to thank for that one.
Buying travel insurance is not fun for most everyone but having a company like Insubuy that brokers various policies, simplifies selection process and then has people like Byron to walk through every step to insure accuracy and answer any questions is stellar.
Was A tremendous help in helping me get the insurance for my trip to Europe. Agent was very patient, Thorough, and in the end I got exactly what I needed for my trip. She was a true joy to work with. Again thank you for all your help, you’re an asset.
My wife and I had a cruise trip in Europe this year. Our flight was tremendously delayed. We had to flight in the next day. Fortunately, we bought a travel insurance from Insubuy and tried to claim for the trip delay. Byron gave us a great hand and successfully helped us to get our claim. We really appreciated Insubuy for the excellent service.
I purchased travel insurance for an upcoming trip to Thailand. I had a very good experience with Maggie Jiang who was extremely helpful and made my purchase very simple and easy. She provided excellent customer service. Thank you Maggie!
Couldn't be easier and very quick. I had purchased once before, and as it had been a few years, I called and spoke to the agent, Byron, who handled my request with ease and confidence. Within a couple minutes I had everything I needed for our next trip and had my questions answered so that I knew I had adequate cover.
Katie helped me to understand the travel insurance I needed for my upcoming cruise to New Caledonia. She was very knowledgeable, friendly and helpful in finding me the best policy at the best price. Thank you Katie!
Insubuy has been insuring travelers for more than 20 years.
Insubuy has helped more than 3 million travelers find their perfect insurance.
Insubuy is an award-winning, US-based travel insurance marketplace.
Insubuy has been an innovator in travel and international insurance since 2000.
Insubuy has been insuring travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.
Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.
Travel insurance is trip insurance for American residents taking international or domestic trips. It provides both travel and medical coverage and can include numerous other benefits depending on the plan.
Though each can differ when you compare travel insurance plans, most feature benefits including:
You need travel insurance because many of the biggest expenses involved in taking a trip are nonrefundable, such as airline tickets and prepaid hotel bookings. A travel insurance plan can reimburse you for your prepaid, nonrefundable expenses if your trip has to be cancelled, delayed, or interrupted for a covered reason.
The cost of international travel insurance and domestic travel insurance can vary depending on the plan you choose, your trip details, your personal details, and the level of coverage you select. Enter your information in the quote form above to see a travel insurance comparison of the plans that meet your needs.
If you’re looking to compare travel insurance and wondering which company has the best international travel insurance or domestic coverage, you’ve come to the right place. Our website makes it easy to do a travel insurance comparison to see which plan is the best for you. We offer all the best insurance plans from top travel insurance companies. Enter your information in the quote form above to view them.
Travel insurance is definitely worth it because you can’t predict the future. If you have to cancel your trip or become sick or injured on your trip, it could cost you a lot of money. Travel insurance can protect you from those unexpected expenses.
Certainly, but we recommend you purchase trip insurance soon after. If something were to happen that causes you to need to cancel your trip before the effective date of the policy, it would not be covered.
Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:
Travel medical insurance would primarily provide medical coverage, while also offering other travel related benefits to you while you are on your international trip. There are multiple types of such insurance plans.
If you are taking multiple trips in a year, it may be advisable to take an annual travel insurance policy that would provide coverage for you throughout the year. It typically provides a higher amount of coverage and is usually cheaper.
Our insurance guide makes it very easy to navigate the complexities of travel insurance.
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