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You may be wondering: Do I need health insurance as an international student? The answer is a resounding yes!
International student health insurance in the USA should be purchased by all international students before they register for classes. Many schools/universities provide their own student health insurance. However, some of them provide you a choice to purchase an alternate international student medical insurance plan as long as such insurance meets the minimum requirements set by a particular school.
Which health insurance is best for international students? That depends upon your school's and your own requirements. You are encouraged to do a thorough international student insurance review to compare and find the best plan for your needs.
You are free to buy such international student medical insurance from any place of your choice as long as it meets the requirements. In order to prove that you have purchased compliant student medical insurance, most schools have the compliance form that must be filled and submitted to the school after the purchase.
Study USA - HealthCare provides coverage to international students registered in U.S. schools. Study USA - HealthCare meets the requirements set by the Department of State and is widely accepted by U.S. and international universities. Coverage is available for up to 364 days and renewable as long as you meet the eligibility requirements, maximum up to 4 years. Plans for students under 25 start at just $1.54 per day.
Study USA - HealthCare is underwritten by Lloyd's of London, Rated A "Excellent" by AM Best Company.
Check your school requirements to find out whether Study USA - HealthCare plan meets their requirements.
Review the brochure. Also review how plan works.
If you have any questions, please look at FAQ, or call us at +1 (866) INSUBUY, 8 AM to 9 PM Central, seven days a week.
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If you get sick, you can look at the provider directory for list of providers.
Standard: After deductible, pays 80% to policy maximum.
Preferred: After deductible, pays 80% to $25,000, then 100% to policy maximum.
Platinum: After deductible, pays 85% to $10,000, then 100% to policy maximum.
Student Health Center: To policy maximum.
Direct Billing: Through United Healthcare PPO Network
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