Los planes de seguro de salud de viaje internacional proporcionan la cobertura mientras viaja fuera del país de origen. Los planes enumerados en esta seccion son aplicables si su viaje no incluye los Estados Unidos. El seguro de salud de viaje internacional generalmente proporciona seguro médico en caso de nuevas condiciones medicas, lesiones o accidentes. La mayoria de los planes de seguro de salud de viaje internacional proporcionan otras coberturas de viaje relacionadas a evacuación de emergencia médica, repatriacion de restos mortales, perdida de equipaje revisado y asi. Sin embargo, cada plan es diferente y debe comparar cuidadosamente varios planes de seguro de salud de viaje internacional a fondo para elegir el que es mas adecuado para sus necesidades específicas.
Tras el deducible, paga los montos fijos según el calendario de beneficios
Cobertura para el inicio agudo de condiciónes pre-existentes (que incluye cardiaco): Edades <70
Facturación Directa: Depende del proveedor No hay PPO. Sin tarifas contratadas.
Tras el deducible, paga los montos fijos según el calendario de beneficios
Heart Care Plus Beneficio Opcional
Facturación Directa: Depende del proveedor No hay PPO. Sin tarifas contratadas.
Tras el deducible, paga 100% hasta el máximo de la póliza
Después del deducible, el plan paga 100% al máximo de poliza.
Tras el deducible, paga 100% hasta el máximo de la póliza
Tras el deducible, paga 100% hasta el máximo de la póliza
Después del deducible, el plan paga 100% al máximo de poliza.
Tras el deducible, paga 100% hasta el máximo de la póliza
Tras el deducible, paga 100% hasta el máximo de la póliza
Tras el deducible, paga 100% hasta el máximo de la póliza
Tras el deducible, paga 100% hasta el máximo de la póliza
Cubre condiciónes pre-existentes hasta el máximo de póliza
Tras el deducible, paga 100% hasta el máximo de la póliza
Cobertura para la reocurrencia repentina e inesperada de condiciónes pre-existentes: $2,500
Tras el deducible, paga 100% hasta el máximo de la póliza
Después del deducible, el plan paga 100% al máximo de poliza.
Después del deducible, el plan paga Generalmente, Razonable y Acostumbrado al máximo de la póliza.
Tras el deducible, paga 100% hasta el máximo de la póliza
Cobertura de la recurrencia inesperada de condiciónes pre-existente: $20,000 para edades <65; $10,000 para edades 65+
Tras el deducible, paga 100% hasta el máximo de la póliza.
Después del deducible, el plan paga 100% (90% fuera de la red) a $5,000, y luego 100% al máximo de la póliza.
Facturación Directa: A través de la Red PPO First Health
Tras el deducible, paga 100% hasta el máximo de la póliza
Tras el deducible, paga 80% hasta $5,000, luego paga 100% hasta el máximo de la póliza
Tras el deducible, paga 100% hasta el máximo de la póliza.
Después del deducible, paga 100% hasta el máximo de póliza.
Después del deducible, paga 100% hasta el máximo de póliza.
Después del deducible, paga 100% hasta el máximo de póliza.
Tras el deducible, paga los montos fijos según el calendario de beneficios
Cobertura para el inicio agudo de condiciónes pre-existentes (que incluye cardiaco): Edades <70
Facturación Directa: Depende del proveedor No hay PPO. Sin tarifas contratadas.
Tras el deducible, paga los montos fijos según el calendario de beneficios
Heart Care Plus Beneficio Opcional
Facturación Directa: Depende del proveedor No hay PPO. Sin tarifas contratadas.
1. THE INSURANCE POLICY THAT YOU ARE APPLYING TO PURCHASE IS BEING ISSUED BY AN INSURER THAT IS NOT LICENSED BY THE STATE OF CALIFORNIA. THESE COMPANIES ARE CALLED "NONADMITTED" OR "SURPLUS LINE" INSURERS.
2. THE INSURER IS NOT SUBJECT TO THE FINANCIAL SOLVENCY REGULATION AND ENFORCEMENT THAT APPLY TO CALIFORNIA LICENSED INSURERS.
3. THE INSURER DOES NOT PARTICIPATE IN ANY OF THE INSURANCE GUARANTEE FUNDS CREATED BY CALIFORNIA LAW. THEREFORE, THESE FUNDS WILL NOT PAY YOUR CLAIMS OR PROTECT YOUR ASSETS IF THE INSURER BECOMES INSOLVENT AND IS UNABLE TO MAKE PAYMENTS AS PROMISED.
4. THE INSURER SHOULD BE LICENSED EITHER AS A FOREIGN INSURER IN ANOTHER STATE IN THE UNITED STATES OR AS A NON-UNITED STATES (ALIEN) INSURER. YOU SHOULD ASK QUESTIONS OF YOUR INSURANCE AGENT, BROKER, OR “SURPLUS LINE” BROKER OR CONTACT THE CALIFORNIA DEPARTMENT OF INSURANCE AT THE FOLLOWING TOLL-FREE TELEPHONE NUMBER 1-800-927-4357. ASK WHETHER OR NOT THE INSURER IS LICENSED AS A FOREIGN OR NON-UNITED STATES (ALIEN) INSURER AND FOR ADDITIONAL INFORMATION ABOUT THE INSURER. YOU MAY ALSO CONTACT THE NAIC’S INTERNET WEB SITE AT WWW.NAIC.ORG.
5. FOREIGN INSURERS SHOULD BE LICENSED BY A STATE IN THE UNITED STATES AND YOU MAY CONTACT THAT STATE’S DEPARTMENT OF INSURANCE TO OBTAIN MORE INFORMATION ABOUT THAT INSURER.
6. FOR NON-UNITED STATES (ALIEN) INSURERS, THE INSURER SHOULD BE LICENSED BY A COUNTRY OUTSIDE OF THE UNITED STATES AND SHOULD BE ON THE NAIC’S INTERNATIONAL INSURERS DEPARTMENT (IID) LISTING OF APPROVED NONADMITTED NON-UNITED STATES INSURERS. ASK YOUR AGENT, BROKER, OR “SURPLUS LINE” BROKER TO OBTAIN MORE INFORMATION ABOUT THAT INSURER.
7. CALIFORNIA MAINTAINS A LIST OF APPROVED SURPLUS LINE INSURERS. ASK YOUR AGENT OR BROKER IF THE INSURER IS ON THAT LIST, OR VIEW THAT LIST AT THE INTERNET WEB SITE OF THE CALIFORNIA DEPARTMENT OF INSURANCE: www.insurance.ca.gov.
8. IF YOU, AS THE APPLICANT, REQUIRED THAT THE INSURANCE POLICY YOU HAVE PURCHASED BE BOUND IMMEDIATELY, EITHER BECAUSE EXISTING COVERAGE WAS GOING TO LAPSE WITHIN TWO BUSINESS DAYS OR BECAUSE YOU WERE REQUIRED TO HAVE COVERAGE WITHIN TWO BUSINESS DAYS, AND YOU DID NOT RECEIVE THIS DISCLOSURE FORM AND A REQUEST FOR YOUR SIGNATURE UNTIL AFTER COVERAGE BECAME EFFECTIVE, YOU HAVE THE RIGHT TO CANCEL THIS POLICY WITHIN FIVE DAYS OF RECEIVING THIS DISCLOSURE. IF YOU CANCEL COVERAGE, THE PREMIUM WILL BE PRORATED AND ANY BROKER’S FEE CHARGED FOR THIS INSURANCE WILL BE RETURNED TO YOU.
07/11
Travel to Cuba remains subject to restrictions imposed by U.S. sanctions, administered by the US Treasury. Only those who qualify for travel authorized under US Treasury's regulations and who comply with the terms of such authorization can legally travel to Cuba. Individuals traveling to Cuba must meet the following criteria in order to qualify for travel authorized under one of the general licenses outlined below:
Criteria for travel authorized by the US Treasury
1. THE INSURANCE POLICY THAT YOU ARE APPLYING TO PURCHASE IS BEING ISSUED BY AN INSURER THAT IS NOT LICENSED BY THE STATE OF CALIFORNIA. THESE COMPANIES ARE CALLED "NONADMITTED" OR "SURPLUS LINE" INSURERS.
2. THE INSURER IS NOT SUBJECT TO THE FINANCIAL SOLVENCY REGULATION AND ENFORCEMENT THAT APPLY TO CALIFORNIA LICENSED INSURERS.
3. THE INSURER DOES NOT PARTICIPATE IN ANY OF THE INSURANCE GUARANTEE FUNDS CREATED BY CALIFORNIA LAW. THEREFORE, THESE FUNDS WILL NOT PAY YOUR CLAIMS OR PROTECT YOUR ASSETS IF THE INSURER BECOMES INSOLVENT AND IS UNABLE TO MAKE PAYMENTS AS PROMISED.
4. THE INSURER SHOULD BE LICENSED EITHER AS A FOREIGN INSURER IN ANOTHER STATE IN THE UNITED STATES OR AS A NON-UNITED STATES (ALIEN) INSURER. YOU SHOULD ASK QUESTIONS OF YOUR INSURANCE AGENT, BROKER, OR “SURPLUS LINE” BROKER OR CONTACT THE CALIFORNIA DEPARTMENT OF INSURANCE AT THE FOLLOWING TOLL-FREE TELEPHONE NUMBER 1-800-927-4357. ASK WHETHER OR NOT THE INSURER IS LICENSED AS A FOREIGN OR NON-UNITED STATES (ALIEN) INSURER AND FOR ADDITIONAL INFORMATION ABOUT THE INSURER. YOU MAY ALSO CONTACT THE NAIC’S INTERNET WEB SITE AT WWW.NAIC.ORG.
5. FOREIGN INSURERS SHOULD BE LICENSED BY A STATE IN THE UNITED STATES AND YOU MAY CONTACT THAT STATE’S DEPARTMENT OF INSURANCE TO OBTAIN MORE INFORMATION ABOUT THAT INSURER.
6. FOR NON-UNITED STATES (ALIEN) INSURERS, THE INSURER SHOULD BE LICENSED BY A COUNTRY OUTSIDE OF THE UNITED STATES AND SHOULD BE ON THE NAIC’S INTERNATIONAL INSURERS DEPARTMENT (IID) LISTING OF APPROVED NONADMITTED NON-UNITED STATES INSURERS. ASK YOUR AGENT, BROKER, OR “SURPLUS LINE” BROKER TO OBTAIN MORE INFORMATION ABOUT THAT INSURER.
7. CALIFORNIA MAINTAINS A LIST OF APPROVED SURPLUS LINE INSURERS. ASK YOUR AGENT OR BROKER IF THE INSURER IS ON THAT LIST, OR VIEW THAT LIST AT THE INTERNET WEB SITE OF THE CALIFORNIA DEPARTMENT OF INSURANCE: www.insurance.ca.gov.
8. IF YOU, AS THE APPLICANT, REQUIRED THAT THE INSURANCE POLICY YOU HAVE PURCHASED BE BOUND IMMEDIATELY, EITHER BECAUSE EXISTING COVERAGE WAS GOING TO LAPSE WITHIN TWO BUSINESS DAYS OR BECAUSE YOU WERE REQUIRED TO HAVE COVERAGE WITHIN TWO BUSINESS DAYS, AND YOU DID NOT RECEIVE THIS DISCLOSURE FORM AND A REQUEST FOR YOUR SIGNATURE UNTIL AFTER COVERAGE BECAME EFFECTIVE, YOU HAVE THE RIGHT TO CANCEL THIS POLICY WITHIN FIVE DAYS OF RECEIVING THIS DISCLOSURE. IF YOU CANCEL COVERAGE, THE PREMIUM WILL BE PRORATED AND ANY BROKER’S FEE CHARGED FOR THIS INSURANCE WILL BE RETURNED TO YOU.
07/11
Travel to Cuba remains subject to restrictions imposed by U.S. sanctions, administered by the US Treasury. Only those who qualify for travel authorized under US Treasury's regulations and who comply with the terms of such authorization can legally travel to Cuba. Individuals traveling to Cuba must meet the following criteria in order to qualify for travel authorized under one of the general licenses outlined below:
Criteria for travel authorized by the US Treasury
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Los precios están regulados por la ley.
Usted no puede encontrar un precio más bajo en cualquier lugar para el mismo producto.
Aprenda MásMismo precio. Mejor servicio.
Hay muchas ventajas en la compra de Insubuy® y sin desventajas.
Aprenda MásLos costos de atención médica son muy altos en los EE.UU.
Compre seguro de visitantes de Estados Unidos y disfrute de su viaje.
Aprenda Más¿Sabía usted que su seguro no le puede cubrir en el extranjero o que puede proporcionar cobertura limitada?
Compre un seguro médico de viaje que incluya evacuación médica de emergencia.
Aprenda MásUsted no sería elegible para inscribirse en Medicare por los primeros 5 años.
Compre un nuevo seguro médico para inmigrantes para salvar la brecha.
Aprenda MásUsted podría perder sus gastos de viaje no reembolsables si tuviera que cancelar su viaje.
Compre un plan de paquete de seguro de cancelación de viaje y no se preocupe.
Aprenda MásEl Departamento de Estado de EE.UU. requiere que todos los titulares de visa J adquieran un seguro conforme.
Compre el seguro médico de visa J para satisfacer sus necesidades.
Aprenda MásLos países Schengen exigen que la mayoría de los ciudadanos no de EE.UU. compren el seguro de visado Schengen.
Haga una compra instantánea en línea y obtenga la carta del visado instantáneamente.
Aprenda MásNo necesita comprar un seguro de viaje para cada viaje.
Compre un seguro de viaje multi (múltiple) viaje anual para sus viajes.
Aprenda MásLa mayoría de las escuelas requieren que los estudiantes internacionales compren un seguro de salud.
Compre un seguro de salud para estudiantes internacionales que cumpla con la mayoría de los requisitos de la escuela.
Aprenda Más