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International Travel Health Insurance

For individuals traveling outside home country, excluding the U.S.

International travel health insurance plans provide the coverage while traveling outside the home country. The plans listed in this section are applicable if your travel does not include the U.S. International travel health insurance generally provides medical insurance in case of new medical conditions, injuries and accidents. Most of the international travel health insurance plans provide other travel related coverages such as emergency medical evacuation, repatriation of mortal remains, loss of checked luggage and so on. However, each plan is different and you should thoroughly compare various international travel health insurance plans to choose the one most suitable for your specific needs.

Fixed Coverage Plans

Limited Coverage (How?)
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VisitorSecure®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

Comprehensive Coverage Plans

Recommended (Why?)
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Patriot International® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

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Atlas International®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included
Medical To policy maximum
Evacuation$1,000,000
RepatriationTo policy maximum

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions
coverage to policy max for ages <80

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Safe Travels Outbound Cost Saver

Underwriter: Nationwide Mutual Insurance Company

Coverage Availability: 5 Days to 180 Days

COVID-19 Included
Medical To policy maximum
Evacuation$100,000
Repatriation$50,000

After deductible, pays 100% to policy maximum.

Comprehensive Coverage Plans

Recommended (Why?)
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Patriot International® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

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Atlas International®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included
Medical To policy maximum
Evacuation$1,000,000
RepatriationTo policy maximum

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions
coverage to policy max for ages <80

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Safe Travels Outbound Cost Saver

Underwriter: Nationwide Mutual Insurance Company

Coverage Availability: 5 Days to 180 Days

COVID-19 Included
Medical To policy maximum
Evacuation$100,000
Repatriation$50,000

After deductible, pays 100% to policy maximum.

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Visitors Protect

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability: 90 Days to 1 Year

COVID-19 Included
Medical To policy maximum
Evacuation$25,000
Repatriation$25,000

After deductible, pays 75% to policy maximum.
Outside PPO Network: After deductible, pays 60% to policy maximum.

US Urgent care: $25 copay in-network, $50 copay out-of-network.
Walk-in Clinic: $15 copay in-network, $25 copay out-of-network.

Direct Billing: Through United Healthcare PPO Network

Pre-Existing Conditions
$25,000 up to age 69; $20,000 for ages 70 and older

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Patriot International Platinum

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability: 5 Days to 3 Years

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Safe Travels International Cost Saver

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 364 Days

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Safe Travels Outbound

Underwriter: Nationwide Mutual Insurance Company

Coverage Availability: 5 Days to 180 Days

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Beacon International

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included, up to $100,000 or policy maximum; whichever is lower.
Medical To policy maximum
EvacuationTo policy maximum
Repatriation$50,000

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions
coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000

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Safe Travels International

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 364 Days

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Atlas Essential International

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included
Medical To policy maximum
Evacuation$500,000
Repatriation$25,000

After deductible, plan pays Usual, Reasonable, and Customary to policy maximum.

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Atlas Premium International

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included
Medical To policy maximum
Evacuation$1,000,000
RepatriationTo policy maximum

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions
coverage to policy max for ages <80

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Diplomat International

Underwriter: HDI Global Specialty SE

Coverage Availability: 5 Days to 365 Days

COVID-19 Included
Medical To policy maximum
Evacuation$500,000
Repatriation$50,000

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions
Unexpected Recurrence of a Pre-existing Condition: 64 and younger $20,000; 65+ $2,500. U.S. citizens only

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Voyager Choice

Underwriter: 4 Ever Life International Limited

Coverage Availability: 7 Days to 182 Days

COVID-19 Included
Medical To policy maximum
Evacuation$500,000
Repatriation$25,000

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions
Pre-Existing conditions covered, primary plan required

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InterMedical®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

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Diplomat LT

Underwriter: Crum & Forster SPC

Coverage Availability: 3 Months to 3 Years