For individuals traveling outside home country, excluding the U.S.

International travel health insurance plans provide the coverage while traveling outside the home country. The plans listed in this section are applicable if your travel does not include the U.S. International travel health insurance generally provides medical insurance in case of new medical conditions, injuries and accidents. Most of the international travel health insurance plans provide other travel related coverages such as emergency medical evacuation, repatriation of mortal remains, loss of checked luggage and so on. However, each plan is different and you should thoroughly compare various international travel health insurance plans to choose the one most suitable for your specific needs.

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Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot International® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

US Citizens

US Citizens: To policy maximum for age up to 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More
  • $1,000,000
  • To policy maximum
  • Included
Best Seller

Atlas International®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • $1,000,000
  • To policy maximum
  • Included

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Medical Coverage

Direct Billing

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • $50,000, only for under 70
  • $7,500
  • Included

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot International® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

US Citizens

US Citizens: To policy maximum for age up to 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More
  • $1,000,000
  • To policy maximum
  • Included

Visitors Protect

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 90 Days to 1 Year

Overview

After deductible, pays 75% to policy maximum.
Outside PPO Network: After deductible, pays 60% to policy maximum.

Medical Coverage

Direct Billing

Pre-Existing Conditions

$25,000 up to age 69; $20,000 for ages 70 and older

$25,000 up to age 69; $20,000 for ages 70 and older Learn More $25,000 up to age 69; $20,000 for ages 70 and older Learn More
  • $25 copay in-network, $50 copay out-of-network
  • $15 copay in-network, $25 copay out-of-network
  • $25,000
  • $25,000
  • Included

Patriot International Platinum®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 3 Years

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

US Citizens

US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to $1,000,000 Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to $1,000,000 Learn More
  • To policy maximum
  • To policy maximum
  • Included

Safe Travels International Cost Saver

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

Unexpected recurrence of a pre-existing condition coverage

Unexpected recurrence of a pre-existing condition coverage: $2,500 Learn More $2,500 Learn More
  • $2,000,000
  • $1,000,000
  • Excluded

Safe Travels Outbound

Underwriter: Nationwide Mutual Insurance Company

Coverage Availability 5 Days to 180 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

  • $500,000
  • $50,000
  • Included

Beacon International

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000

Coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More
  • To policy maximum
  • $50,000
  • Included, up to $100,000 or policy maximum; whichever is lower.

Plan Details

Safe Travels International

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: $20,000 for ages <65; $10,000 for ages 65+ Learn More $20,000 for ages <65; $10,000 for ages 65+ Learn More
  • $2,000,000
  • $1,000,000
  • Included

Diplomat International

Underwriter: HDI Global Specialty SE

Coverage Availability 5 Days to 365 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

Unexpected Recurrence of a Pre-existing Condition

Unexpected Recurrence of a Pre-existing Condition: 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More
  • $100,000
  • $50,000
  • Included

Voyager® Choice

Underwriter: 4 Ever Life International Limited

Coverage Availability 7 Days to 182 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

Pre-Existing conditions covered, primary plan required

Pre-Existing conditions covered, primary plan required Learn More Pre-Existing conditions covered, primary plan required Learn More
  • $500,000
  • $25,000
  • Included

Plan Details

InterMedical

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

for persons under 60

For persons under 60: Up to policy maximum; 60-79: $20,000; 80+: $5,000 Learn More $5,000 Learn More
  • $500,000
  • $50,000
  • Included

Diplomat LT

Underwriter: Crum & Forster SPC

Coverage Availability 3 Months to 3 Years

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

Unexpected Recurrence of a Pre-existing Condition

Unexpected Recurrence of a Pre-existing Condition: 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More
  • $500,000
  • $50,000
  • Included

WorldMed

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

coverage to $200,000 for ages <60; $20,000 for ages 60-64

Coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More
  • $1,000,000
  • $50,000
  • Included

GlobeHopper® Senior Single-Trip

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 1 Year

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

Sudden and unexpected reoccurrence of pre-existing conditions coverage

Sudden and unexpected reoccurrence of pre-existing conditions coverage: $2,500 Learn More $2,500 Learn More
  • $250,000
  • $50,000
  • Included

Plan Details

Best Seller

Atlas International®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • $1,000,000
  • To policy maximum
  • Included

Plan Details