The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Katharine Drexel made use of her father’s inheritance to further the cause of education for African American students. Supported by the Sisters of the Blessed Sacrament, she set up the Xavier University Preparatory School in 1915. Founded on the pillars of justice, equality, and service to humanity, the institute continued to grow and became a university in 1932.
A Historically Black College (HBC), Xavier University of Louisiana (XULA) hasn’t kept its doors closed to the students of other races and creeds. Almost 25% of the students are not African American. Students from over 16 countries pursue their higher education at XULA, acquiring academic knowledge and interpersonal skills to assume leadership roles in the world.
The pursuit of excellence is a way of life for students at XULA. Supported by experienced and dedicated faculty members, students at Xavier are exposed to a world of experiential learning and global research opportunities.
There are two colleges at XULA – the College of Arts & Sciences, and the College of Pharmacy.
Let’s take a look at a few programs on offer at XULA:
Students can also pursue a Doctor of Pharmacy program at XULA. Through its partnerships with several engineering colleges, XULA offers its students a chance to opt for a dual-degree engineering program, as well.
New Orleans is an internationally recognized tourist destination in the southeastern United States, known for its French-influenced Creole culture, jazz music, and famous parties. Although an inviting location for international students, be sure to keep these health risks in mind:
New Orleans’ location on the Gulf of Mexico means it faces regular threats from tropical storms and hurricanes. Due to its low-lying topography, even weak storms can cause flooding and power outages. However, the city has done much to improve its infrastructure following the devastation caused by Hurricane Katrina in 2005.
It’s only natural for students at Xavier to want to explore famous New Orleans nightlife, but be careful when doing so. Tourist hotspots like Bourbon Street and the French Quarter can be rife with pickpockets and rowdy crowds. Use your best judgement at all times, and remember that the legal drinking age in the U.S. is 21.
Finally, remember that New Orleans is quite hot and humid most of the year. In the spring, summer, and early fall, temperatures regularly reach 90°F (32°C), with high humidity, making it feel even warmer. Be mindful of signs of heat exhaustion and dehydration, especially if you are from a cooler or drier region.
Health insurance for students studying in the U.S. is imperative. American healthcare is extremely expensive, and insurance is your only line of defense against medical bills that could otherwise bankrupt you.
It is mandatory for international students to have valid health insurance before joining XULA. Undergraduate students are automatically enrolled in the Xavier University of Louisiana international student health insurance plan. They can, of course, elect to purchase additional coverage provided by private insurance firms.
If you are from a country that has socialized healthcare, or at least affordable healthcare, the price of medical treatment in the U.S. may come as a rude shock to you. Without insurance, a doctor’s visit can cost hundreds of dollars and sometimes, thousands of dollars. Hospital treatment can cost tens, if not hundreds of thousands.
Since you likely do not have it in your budget to afford this, international student health insurance is essential financial protection.
Go through the insurance requirements below. If you are eligible for the university’s health plan, research it thoroughly to make sure it provides sufficient coverage. You may want to buy supplemental insurance for yourself or your dependents, depending on your particular needs.
If you are purchasing insurance coverage, take the time to read the fine print of each plan you’re considering. The differences in costs are related to differences in coverage. Compare multiple plans before deciding on the best fit for you.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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