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International Student Medical Insurance

University of Cincinnati International Student Insurance

General Information

The University of Cincinnati (UC) is over two centuries old. It is Ohio’s second-largest university, and it is ranked among the top five schools in the U.S. for internships. This university is among the top 20 public research institutions in the U.S., with an annual student enrollment of 46,000+ and an alumni network of more than 300,000 globally. 

Located on over 470 acres, the sprawling UC campus is a premier destination for pursuing higher education in a wide array of programs. UC has extraordinary individuals like astronaut Neil Armstrong and ex-President and Chief Justice William Howard Taft among its alumni. Students from more than 100 countries are engaged in academic pursuit here, making the campus a melting pot of cultures.

University of Cincinnati Academic and Research Opportunities

With over 400 degree programs available, UC has something to offer for every student. A healthy student-teacher ratio of 16:1 ensures opportunities for more effective learning. The programs are rigorous, yet offer scope for innovation by the students. It takes hard work to succeed at UC, but the learning is as real-world and relevant as possible.

A snapshot of the programs on offer:

Bachelor’s

  • Geology
  • Mathematics
  • Economics
  • Classical Civilization

Master’s

  • MBA
  • Pharmaceutical Sciences
  • Software Engineering
  • Chemistry

Doctoral

  • Civil Engineering
  • Aerospace Engineering & Engineering Mechanics
  • Molecular and Developmental Biology
  • Psychology

Students interested in pursuing associate degree and graduate certificate programs also have multiple choices at UC.

Health Risks for University of Cincinnati International Students

The “Pearl of the West” and “Queen City” are some of the monikers used to describe the beautiful city of Cincinnati. While there are lots of attractions for you here on your days off, do your best to keep a check on your culinary indulgences. Also, be careful during your hikes in the Mount Airy Forest and your cruises on the Ohio River.

From time to time, tornadoes and inclement weather conditions in both the summer and winter might be spots of bother, especially if you are out in the country. So, stay updated on the weather reports. 

Cover Your Risks with Health Insurance for the University of Cincinnati

Health insurance for students studying abroad is something you can’t do without. It helps protect you from the financial aftereffects of getting medical treatment in the U.S.

International Student Health Insurance for the University of Cincinnati - FAQs

Do international students need health insurance before joining the University of Cincinnati?

International students at UC must have the University of Cincinnati - Cincinnati, OH international student health insurance plan. You can get a waiver if you can submit proof of another policy that has equal or higher coverage than the UC-provided plan. For a complete breakdown, see the Insurance Requirements section below. 

What’s the need for University of Cincinnati health insurance for international students?

You may need to receive medical treatment at any time while you are at UC. You simply cannot predict when you will get sick or injured. 

The best quality medical care facilities are available, but they are quite expensive. Luckily, health insurance can help you pay for those medical expenses, and allow you to save your money for other things.

How to find the best student health insurance for the University of Cincinnati?

If you are able to choose an outside provider, go through the various options provided by them on this website. Thereafter, select the plan that best suits your requirements. If not, you will be automatically enrolled in the university-sponsored plan. 


University of Cincinnati International Student Insurance Requirements

International Students 

The University of Cincinnati states that all international students registered for at least six credit hours are automatically enrolled in the University Sponsored Plan (SHIP). Some students who meet the qualifications are able to waive the SHIP for one that is comparable: 

  • Coverage does not contain a preexisting condition waiting period, or the waiting period has expired.
  • Coverage is not a limited benefits or short-term plan
  • Insurance is through a U.S.-based insurance company, employing a U.S.-based claims administrator.

The University of Cincinnati allow dependents of international students to be enrolled at an additional cost. However, this is not mandated. Therefore, F-2 student dependents can select any plan shown in the Student (F-1/F-2) section. J-2 dependents may not have mandates from the school; however, the Department of State does state they are required to obtain and maintain the federal limits for the duration of their stay in the U.S. The plans shown in the Exchange Visitor (J-1/J-2) section do meet the requirements.  

It is recommended to contact the UC International Services office to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee. 

Exchange Visitors 

The University of Cincinnati requires all J-1 Exchange Visitors, including J-1 interns and their dependents to have a health insurance plan that meets the standards set by the Department of State for the full duration of their time in the U.S. These plans can be located below, or in the Exchange Visitor (J-1/J-2) section of the website, as these will meet the requirements mandated by the Department of State.

UC Employees 

University of Cincinnati states that J-1 Exchange Visitors who will be employees and are covered under the UC benefit plan are already in compliance. For those who are waiting for the UC benefits plan to start, upon arrival date they are able to purchase any plan under the Exchange Visitor (J-1/J-2) section.  

It is recommended to contact the UC International Services office to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

Please contact our office for further information. This information is subject to change. 

J Visa Insurance Plans

Patriot Exchange Program

ExchangeGuard® Choice

ExchangeGuard® Essential

Student Health Advantage Standard

Student Health Advantage Platinum

StudentSecure® Budget

StudentSecure® Select

Study USA - Healthcare Standard

Study USA - Healthcare Preferred

Study USA - Healthcare Platinum

Atlas Essential America

Patriot America Platinum

F Visa Insurance Plans

This school does not allow to purchase outside insurance or no insurance plans available that meet the school requirements.

DISCLAIMER: The school requirements are accurate as of the time of analysis. It is possible that the school requirements have changed since they were reviewed and matched with insurance plans meeting the requirements. It is your responsibility to ensure that the latest requirements are still met by the insurance product you purchase. We are not affiliated with the schools listed here and these insurance plans are not endorsed by your school.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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