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PPO Network Search
Hygeia/First Health PPO Network
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Inside USA:
Most plans, except fixed coverage visitors insurance plans, from Seven Corners participate in
Hygeia/First Health PPO Network.
There is a reduction of benefits of 20% when not using the network,
unless there are no providers within a 20-mile radius. However, when you go in the
network, there will not be any reduction in benefits.
All your claims will be handled by Seven Corners in the USA. You never have to contact
the carrier, Nationwide (or Lloyds), for any purpose whatsoever.
Outside USA:
Seven Corners has access to over 12,000 doctors and hospitals worldwide. With one phone call, Seven Corners can assist you in locating a provider. Seven Corners' Assist is trained to help you locate appropriate care.
The doctor's office or local hospital has
a choice to be paid by the patient or by the insurance company.
However, for larger eligible expenses like hospitalization/surgery etc,
the insurance company can make arrangements for direct payment
to the provider.
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