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Visitor Insurance plans are short term travel medical insurance plans that generally cover any new and unexpected medical conditions that occur while visiting the USA. You can get instant quotes, compare them side by side and make an instant purchase online for visitor insurance. Coverage for visitor insurance start as early as the next day or any future date you specify. You require the name, date of birth and the passport number to buy visitor insurance. Visitor insurance can be purchased online as there is no paperwork to be completed.

Fixed Coverage Plans
Plan	Details	Comments
Quotes & Purchase	After deductible, pays fixed amounts as per schedule of benefits How Plan Works   |   Benefits (All Plans) Details:    Brochure   |   Certificate Wording Direct Billing: Through MultiPlan PPO Network Paper Application Renewable (for min. 5 days) and Refundable Instant ID card   |   Reviews Includes coverage while international travel   |   Country Restrictions Difference between Inbound USA and Inbound Guest insurance Underwriter: Lloyds Acute onset of pre-existing conditions covered to policy max per period: Age< 70	A very popular visitors insurance plan since 2001 for visitors to USA, available from 5 days to 364 days Suitable for persons who would like a low cost and limited benefit plan Limited pre-existing conditions coverage available for hospitalization due to heart-attack or stroke Not available in MD, KY, WA
Quotes & Purchase	After deductible, pays fixed amounts as per schedule of benefits How Plan Works   |   Benefits (All Plans) Details:   Brochure   |   Certificate Wording Direct Billing: Through MultiPlan PPO Network Paper Application Renewable (for min. 5 days) and Refundable Instant ID card Includes coverage while international travel   |   Country Restrictions Difference between Inbound USA and Inbound Guest insurance Underwriter: Lloyds Acute onset of pre-existing conditions covered to policy max per period: Age< 70	Very similar to Inbound USA, except the primary difference is in various policy maximums available and accordingly differences in sub-limits for various benefits Five days to 180 days of coverage is available to those who are visiting the U.S. Not available in MD, KY, WA
Quotes & Purchase	After deductible, pays fixed amounts as per schedule of benefits How Plan Works   |   Benefits (All Plans) Details: Brochure Direct Billing: Depends upon provider No PPO. No contracted rates. Paper Application Renewable (for min. 5 days) and Refundable Instant ID card   |   Reviews Covers outside country of citizenship including during travel   |   Country Restrictions Underwriter: Sirius International	Fixed covearge benefit for foreign visitors to USA, available from 5 days to 2 years Limited pre-existing conditions coverage for hospitalization due to heart attack and stroke is available If you are on a low budget and still want to purchase reliable visitors insurance plan, Visitors Care is an excellent option Not available in MD

Comprehensive Coverage Plans
Plan	Details	Comments
Quotes & Purchase	After deductible, pays a percentage to out of pocket maximum, then 100% to policy max How Plan Works: Plan A   Plan B   |   Benefits (All Plans) Details:    Brochure   |   Certificate Wording   |   Optional Coverages Direct Billing: Through multiple PPO Networks Paper Application   |   FAQ Renewable (for min. 5 days) and Refundable Instant ID card and visa letter through email   |   Reviews Covers outside home country including during travel   |   Country Restrictions Underwriter: Lloyds Up to $150,000 acute onset of pre-existing conditions coverage: Age< 70 (varies per chosen policy maximum)	Liaison Continent is an excellent international travel medical insurance for anyone traveling outside their home country including the U.S. There are several plans available. The major difference between various plans is the coinsurance amount and out of pocket maximum Liaison Continent is available for a minimum of 5 days and is renewable up to 187 days Not available in MD, KY, WA
Quotes & Purchase	After deductible, pays 80% to $5,000 (100% when in network and directly billed), then 100% to policy max (Exception: U.S. Urgent Care - $50 copay) How Plan Works   |   Benefits   |   Outstanding Restrictions Details:    Brochure   |   Certificate Wording   |   Covers Pregnancy Complications Direct Billing: Through multiple PPO Networks Paper Application Renewable (for min. 1 day) and Refundable Instant ID card and visa letter   |   Reviews Covers outside home country including during travel   |   Country Restrictions Underwriter: Lloyds Up to $100,000 acute onset of pre-existing conditions coverage: Age< 70 (varies per chosen policy maximum)	The only visitor medical insurance that can be effective from the same day if the person is already in the U.S. 5 days to 364 days coverage for international travel including the U.S. Hazardous sports coverage included at no additional charge
Quotes & Purchase	After deductible, pays 90% to $5,000, then 100% to policy max How Plan Works   |   Benefits   |   Outstanding Restrictions Details:    Brochure   |   Rx Discount Card   |   Optional Coverages Direct Billing: Through First Health PPO Network Paper Application Renewable (for min. 5 days, min. 1 month initially) and Refundable Instant ID card and visa letter   |   Reviews Covers outside country of citizenship including during travel   |   Country Restrictions Underwriter: Sirius International Sudden and unexpected recurrence of pre-existing condition: $50,000 below 65 years, $2,500 for 65+	Patriot America is an excellent comprehensive visitors health insurance plan Other than the restriction of minimum 1 month purchase in order to be able to renew in future, it is a quite low cost visitor insurance plan, compared to other comparable plans available in the market Not available in MD
Quotes & Purchase	Option 1: After deductible, pays 80% to $5,000, then 100% to policy max Option 2: After deductible, pays 100% to $2,500, then 80% to policy max How Plan Works Details:    Brochure   |   Program Summary   |   Optional Coverages Direct Billing: Through multiple PPO Networks Paper Application   |   FAQ Renewable (for min. 5 days) and Refundable Instant ID card and visa letter through email   |   Reviews Covers outside home country including during travel   |   Country Restrictions Underwriter: US Fire Insurance Company $15,000 acute onset pre-existing conditions coverage: Age< 70	Option 1 and Option 2 differ in the coinsurance amount and out-of-pocket maximum. Option 2 has lot more out of pocket expenses compared to Option 1 Liaison International visitors insurance is the original Liaison series of plans and has historically been very popular 5 days to 187 days coverage
Quotes & Purchase	After deductible, pays 80% to $5,000, then 100% to policy max How Plan Works Details:    Brochure   |   Program Summary   |   Optional Coverages Direct Billing: Through multiple PPO Networks Paper Application   |   FAQ Renewable (for min. 5 days) and Refundable Instant ID card Covers outside home country including during travel   |   Country Restrictions Underwriter: Nationwide	Similar to Liaison International Option 1 but is renewable up to 3 years (1 year for 65+ age) Must be purchased before arrival in the U.S.
Quotes & Purchase	After deductible, pays 100% to policy max How Plan Works   |   Outstanding Restrictions Details:    Brochure   |   Rx Discount Card   |   Optional Coverages Direct Billing: Through First Health PPO Network Paper Application Renewable (for min. 5 days, min. 1 month initially) and Refundable Instant ID card and visa letter Covers outside country of citizenship including during travel   |   Country Restrictions Underwriter: Sirius International Sudden and unexpected recurrence of pre-existing condition: $50,000 below 65 years, $2,500 for 65+	Patriot Platinum America provides the highest level of international travel health insurance limits available anywhere in the market Patriot Platinum America is the most popular with the persons in the age group 70-79 where it provides $100,000 policy maximum while most other companies provide only $50,000 policy maximum Available from 5 days to 3 years, but in order to renew, you must initially purchase for one month Not available in MD
Quotes & Purchase	After deductible, pays 80% to $5,000, then 100% to policy max How Plan Works Details:    Brochure   |   Certificate Wording   |   Covers Pregnancy Complications Direct Billing: Through multiple PPO Networks Paper Application Renewable (for min. 5 days, min. 3 months initially) and Refundable Instant ID card (in email) Covers outside home country including during travel   |   Country Restrictions Underwriter: GBG Insurance Limited $1,000 acute onset of pre-existing conditions coverage	Comprehensive coverage plan available from 5 days to 2 years Most competitive for age 80+
Quotes & Purchase	After deductible, pays 90% to $10,000 (100% when in network and directly billed), then 100% to policy max (Exception: U.S. Urgent Care - $50 copay) How Plan Works   |   Outstanding Restrictions Details:    Brochure   |   FAQ   |   Certificate Wording   |   Optional Coverages Direct Billing: Through multiple PPO Networks Paper Application Not Renewable. Not Refundable Covers outside home country including during travel   |   Country Restrictions Underwriter: Lloyds Acute onset of pre-existing conditions coverage: $10,000 below 65 years, $2,500 for 65+	5 days to 364 days coverage
Quotes & Purchase	After deductible, pays 100% to policy max Details:    Brochure   |   Certificate Wording Direct Billing: Depends upon provider. No PPO network. Country Restrictions Not Renewable   |   Not Refundable Covers outside home country including during travel | No country restrictions Underwriter: Lloyds	In addition to visitors, U.S. citizens returning to USA and foreign nationals working or immigrants to USA are eligible as well Not available in DE, IA, KY, MS, MO, MT, NE, NJ, NY, NC, PA, RI, WY
Quotes & Purchase	After deductible, pays 80% to $5,000, then 100% to policy max How Plan Works   |   Outstanding Restrictions Details:    Brochure   |   Certificate Wording   |   Optional Coverages Direct Billing: Through multiple PPO Networks Paper Application   |   FAQ Renewable (for min. 5 days) and Refundable Instant ID card Covers outside home country including during travel   |   Country Restrictions Underwriter: Lloyds Pre-ex Coverage: $200/night, $3,000 max-heart attack/stroke	5 days to 1,092 days (364 days for 65+) coverage for anyone visiting outside home country Not available in MD, KY, WA
Quotes & Purchase	After deductible, pays 80% to $5,000, then 100% to policy max Details: Brochure   |   Optional Coverages Direct Billing: Depends upon the provider. No PPO network. Paper Application Monthly Payable but Not Refundable Covers outside home country including during travel Underwriter: US Fire Insurance Company	5 days to 1 year coverage
Quotes & Purchase	After deductible, pays 80% to $5,000, then 100% to policy max How Plan Works   |   Benefits Details: Brochure   |   Description of Coverage   |   Optional Coverages Direct Billing: Depends upon provider. No PPO network Paper Application Not Renewable   |   Not Refundable Covers in the USA only. No travel coverage Undewriter: US Fire Insurance Company	15 days to 1 year coverage
Quotes & Purchase	After deductible, pays 80% to $5,000, then 100% to policy max How Plan Works   |   Benefits Details:    Brochure   |   Description of Coverage   |   Optional Coverages Direct Billing: Depends upon provider. No PPO network Paper Application Renewable (for min. 1 month, min. 3 months initially)   |   Not Refundable Covers outside home country including during travel Undewriter: US Fire Insurance Company	Provides the coverage similar to Diplomat America except that it is renewable 3 months at a time 3 months to 3 years coverage
Paper Application	After deductible, pays 90% to $10,000, then 100% to policy max How Plan Works   |   Outstanding Restrictions Details:   Brochure  |  Certificate Wording  |  Optional Coverages Direct Billing: Depends upon provider. No PPO network Renewable (for min. 15 days).   |   Not Refundable Covers outside home country including during travel Underwriter: US Fire Insurance Company	Popular visitors insurance for persons 70+ years of age due to higher policy maximums offered 15 days to 3 years of coverage