Fixed Coverage Plans
|
|
 After deductible, pays fixed amounts as per schedule of benefits
How Plan Works
Details: Brochure |
Program Summary
Direct Billing:
Depends upon provider
No PPO. No contracted rates.
Paper Application
|
Country Restrictions
Renewable (for min. 5 days)
and Refundable
Instant ID card
Reviews
Includes coverage while international travel to/from USA
From Seven Corners / Lloyds
|
A very popular visitors insurance plan since 2001 for visitors to USA,
available from 5 days to 1 year
Suitable for persons who would like a low cost and limited benefit plan
Limited pre-existing conditions coverage available for hospitalization due to heart-attack or stroke
|
|
After deductible, pays fixed amounts as per schedule of benefits
Details: Brochure |
Program Summary
Direct Billing:
Depends upon provider
No PPO. No contracted rates.
Paper Application
|
Country Restrictions
Renewable (for min. 5 days)
and Refundable
Instant ID card
Includes coverage while international travel to/from USA
From Seven Corners / Lloyds
|
Very similar to Inbound USA, except the primary difference
is in various policy maximums available and accordingly
differences in sub-limits for various benefits
Five days to 180 days of coverage is available to those
who are visiting the U.S.
|
|
After deductible, pays fixed amounts as per schedule of benefits
How Plan Works
Details:
Brochure
Direct Billing:
Depends upon provider
No PPO. No contracted rates.
Paper Application
|
Country Restrictions
Renewable (for min. 5 days)
and Refundable
Instant ID card
Reviews
Covers anywhere outside country of citizenship including during travel
From International Medical Group (IMG) / Sirius International
|
Fixed covearge benefit for foreign visitors to USA,
available from 5 days to 2 years
Limited pre-existing conditions coverage for hospitalization
due to heart attack and stroke is available
If you are on a low budget and still want to purchase
reliable visitors insurance plan, Visitors Care is an
excellent option
Not available in MD
|
Comprehensive Coverage Plans
|
|
After deductible, pays 80% to $5,000 (100% when in network and
directly billed), then 100% to policy max
How Plan Works
Outstanding Restrictions
Details:
Brochure
|
Certificate Wording
|
Optional Coverages
Features:
Family Friendly
|
Covers Pregnancy Complications
Direct Billing: Through First Health and PHCS PPO Network
Paper Application
|
Country Restrictions
Renewable (for min. 1 day)
and Refundable
Instant ID card and visa letter
Reviews
Covers anywhere outside home country including during travel
From HCC Medical Insurance Services (HCCMIS) / Lloyds
$15,000 acute onset pre-existing conditions coverage: Age< 70
|
Most popular and #1 best seller visitors insurance available
The only visitor medical insurance that can be effective from the same day
if the person is already in the U.S.
5 days to 1 year coverage for international travel including the U.S.
This product is not currently available if the person is physically located in the state of NY at the time of application.
|
|
After deductible, pays a percentage to a out of pocket maximum,
then 100% to policy max
How Plan Works
Plan A
Plan B
Plan E
Plan F
Details:
Brochure
|
Program Summary
|
Optional Coverages
Direct Billing: Through Hygeia/First Health PPO Network
Paper Application
|
Country Restrictions
|
FAQ
Renewable (for min. 5 days)
and Refundable
Instant ID card and visa letter through email
Covers anywhere outside home country including during travel
From Seven Corners / Lloyds
|
Liaison Continent is an excellent international travel medical insurance
for anyone traveling outside their home country. That includes people
visiting the U.S. as well as any other country
There are several plans available, depending upon whether the destination
includes the U.S. or not. The major difference between various plans
is the coinsurance amount and out of pocket maximum
Liaison Continent is available for a minimum of 5 days and is renewable
up to 187 days
|
|
After deductible, pays 90% to $5,000, then 100% to policy max
How Plan Works
Outstanding Restrictions
Details:
Brochure
|
Optional Coverages
Direct Billing: Through First Health PPO Network
Paper Application
|
Country Restrictions
Renewable (for min. 5 days, min. 3 months initially)
and Refundable
Instant ID card and visa letter
Reviews
Covers anywhere outside country of citizenship including during travel
From International Medical Group (IMG) / Sirius International
|
Patriot America is an excellent comprehensive visitors health insurance plan
Other than the restriction of minimum 3 months purchase in order
to be able to renew in future, it is a quite low cost visitor insurance
plan, compared to other comparable plans available in the market
Not available MD
|
|
Option 1: After deductible, pays 80% to $5,000, then 100% to policy max
Option 2: After deductible, pays 100% to $2,500, then 80% to policy max
How Plan Works
Details:
Brochure
|
Program Summary
|
Optional Coverages
Direct Billing: Through Hygeia/First Health PPO Network
Paper Application
| Country Restrictions
|
FAQ
Renewable (for min. 5 days)
and Refundable
Instant ID card
Reviews
Covers anywhere outside home country including during travel
From Seven Corners / US Fire Insurance Company
$15,000 acute onset pre-existing conditions coverage: Age< 70
|
Option 1 and Option 2 differ in the coinsurance amount and out-of-pocket maximum. Option 2 has lot more out of pocket expenses compared to Option 1
Liaison International visitors insurance is the original Liaison series of plans and has historically been very popular
5 days to 187 days coverage
|
|
After deductible, pays 80% to $5,000, then 100% to policy max
How Plan Works
Details:
Brochure
|
Program Summary
|
Optional Coverages
Direct Billing: Through Hygeia/First Health PPO Network
Paper Application
|
Country Restrictions
|
FAQ
Renewable (for min. 5 days)
and Refundable
Instant ID card
Covers anywhere outside home country including during travel
From Seven Corners / Nationwide
|
Similar to Liaison International Option 1 but is renewable up to 3 years (1 year for 65+ age)
|
|
After deductible, pays 100% to policy max
How Plan Works
Outstanding Restrictions
Details:
Brochure
|
Optional Coverages
Direct Billing: Through First Health PPO Network
Paper Application
|
Country Restrictions
Renewable (for min. 5 days, min. 3 months initially)
and Refundable
Instant ID card and visa letter
Covers anywhere outside country of citizenship including during travel
From International Medical Group (IMG) / Sirius International
|
Patriot Platinum America provides the highest level of international travel
health insurance limits available anywhere in the market
Patriot Platinum America is the most popular with the persons in the age group
70-79 where it provides $100,000 policy maximum while most other companies
provide only $50,000 policy maximum
Available from 5 days to 3 years, but in order to renew, you must initially
purchase for 3 months
Not available in MD
|
|
After deductible, pays 80% to $5,000, then 100% to policy max
How Plan Works
Outstanding Restrictions
Details:
Brochure
|
Program Summary
|
Optional Coverages
Direct Billing: Through Hygeia/First Health PPO Network
Paper Application
|
Country Restrictions
|
FAQ
Renewable (for min. 5 days)
and Refundable
Instant ID card
Covers anywhere outside home country including during travel
From Seven Corners / Insurance Company of State of PA
Pre-ex Coverage: $200/night, $3,000 max-heart attack/stroke
|
5 days to 3 years (1 year for 65+) coverage for anyone visiting outside home country
Not available in ID, WA
|
|
After deductible, pays 80% to $5,000 per incident,
then 100% to policy max per incident
How Plan Works
Outstanding Restrictions
Details:
Brochure
|
FAQ
|
Certificate Wording
|
Optional Coverages
Direct Billing: Through MultiPlan PPO Network
Paper Application
Not Renewable.
Not Refundable
Covers in the USA only.
Incidental travel coverage for Canada,
Mexico, U.S. territories for max 14 days
From Travel Insurance Services / Insurance Company of State of PA
|
15 days to 1 year coverage
Policy maximum per incident
Not available in ID, WA
|
|
After deductible, pays 90% to $20,000, then 100% to policy max
How Plan Works
Outstanding Restrictions
Details:
Brochure
|
Certificate Wording
|
Optional Coverages
Direct Billing: Through MultiPlan PPO Network
Renewable (for min. 15 days).
Not Refundable
Covers anywhere outside home country including during travel
From Travel Insurance Services / Insurance Company of State of PA
|
Popular visitors insurance for persons 70+ years of age
due to higher policy maximums offered
15 days to 4 years of coverage
Not available in ID, WA
|
|
After deductible, pays 80% to $5,000, then 100% to policy max
Details:
Brochure
|
Optional Coverages
Direct Billing: Depends upon the provider. No PPO network.
Paper Application
Monthly Payable
but Not Refundable
Covers anywhere outside home country including during travel
From IHC Insurance Solutions / US Fire Insurance Company
|
5 days to 1 year coverage
|
|
After deductible, pays 80% to $5,000, then 100% to policy max
How Plan Works
Outstanding Restrictions
Details:
Brochure
|
Certificate Wording
|
Optional Coverages
Direct Billing: Depends upon provider. No PPO network
Paper Application
Not Renewable.
Not Refundable
Covers in the USA only. No travel coverage
From Global Underwriters / US Fire Insurance Company
Caution: Coverage information outdated as of Feb 1, 2012.
Once material is prepared by insurance company, it will be updated here.
|
15 days to 1 year coverage
|
|
After deductible, pays 80% to $5,000, then 100% to policy max
How Plan Works
Outstanding Restrictions
Details:
Brochure
|
Certificate Wording
|
Optional Coverages
Direct Billing: Depends upon provider. No PPO network
Paper Application
Renewable (for min. 1 month, min. 3 months initially).
Not Refundable
Covers anywhere outside home country including during travel
From Global Underwriters / US Fire Insurance Company
Caution: Coverage information outdated as of Feb 1, 2012.
Once material is prepared by insurance company, it will be updated here.
|
Provides the coverage similar to Diplomat America except that
it is renewable 3 months at a time
3 months to 3 years coverage
|
|
After deductible, pays 100% to policy max
Details: Brochure |
Policy Wording
Direct Billing: Depends upon provider. No PPO network.
Paper Application
|
Country Restrictions
Not Renewable.
Not Refundable
Covers anywhere outside home country including during travel
From Petersen International Underwriters (PIU) / Lloyds
|
In addition to visitors, U.S. citizens returning to USA and foreign nationals working or immigrants to USA are eligible as well
Not available in DE, IA, KY, MS, MO, MT, NE, NJ, NY, NC, PA, RI, WY
|
