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Non-U.S. Residents Term Life Insurance
Non U.S. residents term life insurance plans are meant for those who physically live outside the U.S. Those who live in the U.S. are considered U.S. residents even if they don't have green card and the term life insurance plans listed below are not meant for them. These term life insurance plans require underwriting and may require you to go through a medical exam. Whether you are eligible for term insurance primarily depends upon your country of citizenship and country of residence. Not everyone is eligible.

Plan Details Comments
IC Plus Term Life Insurance

Buy IC Plus Term Life Insurance
 Life insurance for non-U.S. residents

 Details:   Brochure   |   Certificate Wording

 Paper Application   |   Country Restrictions

Financial Qs-Personal   |   Financial Qs-Business   |   Medical Questionnaire

 Covers U.S. citizens permanently residing abroad and
   non-U.S. citizens living in most parts of the world, excluding the U.S.

 From HCC Medical Insurance Services (HCCMIS) / Lloyds
Not available in NY

This product is not meant for people who live in the U.S.
International Term Life Insurance

International Term Life Insurance Application
 International term life insurance from 1 to 10 years

 Details:   Brochure   |   Paper Application

 From Petersen International Underwriters (PIU) / Lloyds
U.S. Dollar Term Life Insurance for use when there is an international insurable interest involved.
Confidential Life Insurance

Confidential Life Insurance Application
 $100,000 to $20,000,000 of confidential term life insurance

 Details:   Brochure   |   Paper Application

 Must have insurable interest through written agreement.

 From Petersen International Underwriters (PIU) / Lloyds
Not available for spouse or ex-spouse.

No medical examination required.

If you are a U.S. resident (staying in the U.S., even if you don't have a green card or are not a U.S. citizen), you should apply for life insurance for the U.S. residents.