Temporary health insurance is short term health insurance for your temporary medical insurance needs. Temporary health insurance is a quality, affordable plan of temporary medical insurance designed specifically for people who are temporarily without health insurance. Coverage can become effective as early as the next day or the future date you specify. It can be purchased for periods as short as 30 days or up to 180 days (in some states up to 365 days), and may be paid for in one single payment or easy monthly installments.

Temporary health insurance plans are intended as interim or "gap" coverage, i.e., for people who know, with certainty, that they will have standard, long-term coverage (or coverage through an employer) at a future date. Temporary health insurance should NOT be used as a substitute for standard, long-term health insurance. Short term medical insurance plans are designed to provide protection from unforeseen illness or injury; they are not meant to cover routine exams, preventive care, dental or eye care, or immunizations.

Temporary health insurance plans are exempt from HIPAA legislation. In other words, when issuing a short term health insurance policy, insurance carriers do not have to guarantee renewal, guarantee issue, or waive the pre-existing condition limitation for federally eligible individuals.

Top temporary health insurance plans are quality, affordable temporary insurance designed specifically for healthy people who are temporarily without health insurance.

Many young people think they are healthy and will be without health insurance only for a short duration, and what could happen to them in that short time. But, the reality is the unexpected happens everyday. Someone falls down the stairs, gets injured in a car accident or develops a sudden illness. In a single moment, your world can change....that's why you need Temporary Health Insurance.

Temporary health insurance plans provide coverage for a limited time frame only. At the end of that duration, you may or may not be able to buy additional health insurance, depending on your health at that point in time.

We primarily provide temporary health insurance from Assurant Health and HPA. Furthermore, HPA has several temporary medical insurance plans such as HPA Secure STM, HPA Secure 12x3 STM. We also offer Anthem Blue Cross Blue Shield STM in Virginia and Anthem Blue Cross STM in California.
No short term health insurance plans are available from any company in the states of NY, NJ, MA, VT as those states don't allow it.