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Ask Our Specialists
Visitors insurance for my mother My mother is visiting to USA in near future. I know it is better to buy insurance before she arrives to USA but if we buy insurance after she arrives, what is the maximum time limit allowed to purchase insurance? Is it Within 1 month time from the date of arrival?
How old is she? What state will she be arriving in ?
She is arriving in Maryland. By the way, why is it so important?
It is important because "United States is not united for insurance purposes". E.g., there are some plans not available if the person has already arrived in NY state. If she is 65+, there are some available only during the first 30 days of arrival. In any case, it is best to buy the insurance before she arrives so that she is covered during travel as well. You can make an instant purchase online at https://www.insubuy.com If you have any other questions, please feel free to contact us at any time.
Hi, Can you please provide more information on following questions. What is the meaning on term "ACUTE ONSET OF PRE-EXISTING CONDITION" Does Fixed Plan cover following? 1. Prescription drugs & Medicines? 2. Over the counter medicines? 3. Medical Lab Test? 4. X-ray? Does Comprehensive Plan cover following? 1. Prescription drugs & Medicines? 2. Over the counter medicines? 3. Medical Lab Test? 4. X-ray? Thanks,
Acute onset of pre-existing conditions in Atlas America: If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition. Coverage is available up to $15,000 lifetime maximum for eligible medical expenses and up to $25,000 lifetime maximum for Emergency Medical Evacuation. An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. Both fixed coverage and comprehensive coverage plans coverage prescription drugs/medicines, medical lab test and x-ray, for the eligible medical expenses. However, how much they cover is different each type of plan. Please look at /visitors-insurance/ to understand the difference between fixed and comprehensive coverage plans. Over the counter medicines are not covered in either type of plans. In fixed coverage plan, I recommend Inbound USA Insurance. In comprehensive coverage plan, I recommend Atlas America Insurance. If you have any further questions, please feel free to contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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