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Ask Our Specialists
Please help me to select correct insurance plan for my mother, visiting USA in April Hello, I am confused with many insurance options on your web-site. My mom, who is a citizen of Ukraine and is 49 years old, will be visiting me in the USA for 27 days. She will be staying in South Florida all the time. She doesn't plan to do any extreme sports. She plans to go to the beach. My mother is traveling through France (connecting), and I would like to purchase insurance that: - will cover emergency in the USA (and in France if needed. She is just connecting in France, not staying) - will be used without problems in Florida, Ft.Lauderdale / Miami / Marco Island / Naples / Tampa areas. Hospitals in Florida are very picky with insurances because of high level of fraud - will have $100,000 coverage (or $50K) - 0 deductible - most important that if any emergency happens, I don't have to deal with submitting claims. Claims have to be submitted by hospital / doctor. I am more concern about case of emergency: where the ambulance has to be calls, or she needs to go to emergency room / or stay in hospital. I don't want to pay any OOPs in case of emergency. Can you please help me to find the right insurance plan? Thank you.
Thank you for your interest in purchasing visitors insurance for your mother. If you are looking for an insurance that is “If my mother gets sick, just cover everything, don’t ask me any questions or and don’t ask me to fill any forms. Just pay everything”, there is no such product available anywhere in the market. We offer several different products from different companies and each plan has its benefits and restrictions. Each plan pays for eligible claims according to the terms and conditions of the policy wording. You can certainly choose $50,000 or $100,000 policy maximum with $0 deductible and the plan that participates in PPO network that has many providers in your area. You can also choose the plan that will cover both in France and in the US. Therefore, I suggest that you visit our web site at https://www.insubuy.com and enter her details. You will see various plans and their prices and their details next to it. You can compare them side by side and make an instant purchase online. You can also read our Guide at /guide/ and that will give you a detailed guidance regarding how the process works. I hope that answers your questions. If you have any further questions, please feel free to contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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