The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Currently, I live in the U.S. under J2 Visa due to my husband's job position at the UC Irvine. We have been in the U.S. , California since September 1th 2016. My husband who has J1 Visa received a good deal for his medical insurance from Garnett-Powers offered by the UCI. Since the same health insurance is very expensive for the J-2 Visa holders, I was just wondering if I can apply for the health insurance for 12 month offered by your company. I just found your company in one of the forums where some people have the same situation as us. P.S. According to the UCI, all International Visiting Scholars J1/J2 must meet the insurance policy requirements listed below: 100,000 per accident & illness in medical coverage A deductible not to exceed 500 per accident or illness Coinsurance that does not exceed 25% Medical evacuation coverage must be at least 50,000 Repatriation coverage must be at least 25,000 Pre-existing conditions must be covered by the insurance policy with a waiting period no longer than 12 months. Pre-existing conditions must also have a 100,000 per illness medical coverage. Please note: Policy's with coverage for only Acute onset of pre-existing conditions do not meet this requirement. Carrier must be at least A rated or backed by the full faith and credit of the Exchange Visitor's government Thank you in advance for your time and consideration.
Thank you for your interest in purchasing insurance through us.
You can purchase Patriot Exchange plan but it will have coverage for pre-existing after 12months waiting period only $500.
If your school is OK with it then you can purchase Patriot Exchange plan. You can't purchase any other plan only for J2 visa holder.
Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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