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Ask Our Specialists
So if there's no pre existing condition then there's no difference at all between purchasing Atlas Exchange for 6 months or 12 months ? Also how do you pay for the insurance, is it monthly/per term/annual ?
The pre-existing waiting period would be the only difference between the two plans.
The amount of time that you are purchasing for at 1 given time is what you will pay for at that time. If you need the insurance for 1 year then you will pay for 1 year in total based upon a daily rate. If you wanted to say purchase 1 month or 6 months at 1 time and extend the plan from that point you are able to do so as the plan is extendable with a $5.00 renewal fee in addition to your premium.
If you need any additional clarification please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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