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Question:

Hi, I intend to buy international student travel insurance. I will be going to the US on 14 August 2017 on a J1 visa. I have pre-existing asthma and a heart condition (have had asthma since childhood and the heart condition for ten years already) and want a plan that covers this - hospital check ups, medical care, medication and inpatient/outpatient hospitalization. Can you suggest a plan that suits my requirements? Thank you.

Answer:

Insurance will not cover your pre-existing immediately. There is 6 months waiting period. If you need to cover it immediately, you can purchase insurance from your school.

Otherwise you can purchase Student Secure Select plan with 6 months pre-ex waiting period. 

Please feel free to contact us if you have any further questions.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Buy U.S. based visitors insurance and enjoy your trip.

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You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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