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Annual multi trip travel medical insurance plans are meant for frequent travelers such as executives who travel to different destinations throughout the year but each trip is not of a long duration. Different plans have a limitation of 30 days, 45 days, 70 days and so on for each trip.

Plan	Details	Comments
Quotes & Purchase	After deductible, pays 100% to policy max In the U.S., 20% coinsurance for first $5,000 applies when visiting outside the PPO network or not billed directly. Outstanding Restrictions Details:    Brochure   |   Certificate Wording Direct Billing: Through First Health and PHCS PPO Network (Within the U.S.) Paper Application   |   Country Restrictions Covers outside home country including during travel From HCC Medical Insurance Services (HCCMIS) / Lloyds	Maximum length for each trip - 30 days Must maintain medical coverage in home country Not available in NY
Quotes & Purchase	After deductible, pays 100% to policy max Details:    Brochure   |   Certificate Wording Paper Application   |   Country Restrictions Covers anywhere outside the U.S. including during travel From HTH Worldwide / HM Life Insurance Company	Maximum length for each trip - 70 days A few benefits are higher than TravelGap MultiTrip Silver Not available in MA, MD, MN, MT, NH, NC, OR, SD, VT
Quotes & Purchase	After deductible, pays 100% to policy max Details:    Brochure   |   Certificate Wording Paper Application   |   Country Restrictions Covers anywhere outside the U.S. including during travel From HTH Worldwide / HM Life Insurance Company	Maximum length for each trip - 70 days Not available in MA, MD, MN, MT, NH, NC, OR, SD, VT
Quotes & Purchase	U.S./Canada: After deductible, pays 90% to $5,000, then 100% to policy max Outside U.S./Canada: After deductible, pays 100% to policy max Details:   Brochure   |   Program Summary Direct Billing: Through multiple PPO Networks Paper Application   |   Country Restrictions From Seven Corners / Lloyds	Must maintain medical coverage in home country