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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What if I have to change the dates of the coverage after getting the visa?

A:
Prior to the effective date, the dates can be adjusted.
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Q:My father will travel to USA to visit us. His birthday is Jan 1949. I searched Insubuy website and found there were two package suit for my father. Both are provided by GBG insurance. One is basic and another is Diamond. Is my father`s age eligible for Basic package?

A:
You can choose either one, he is eligible for the Basic and the Diamond. Just to let you know those plans are fixed coverage plans and are very basic so if anything happens the majority of the cost will come from your pocket. Fixed plans pay a fixed dollar amount according to a schedule of benefits. Based on his age he would be eligible for multiple plans. If you have additional questions or need assistance please feel free to contact our office.
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Q:I am planning to buy Insubuy Visitor Secure insurance by underwriter: Lloyds. I am currently with F1-OPT Visa in the USA. I came in the U.S in June 2016 and completed my masters in May 2017. Right now I am doing my OPT. My question is, if I buy this insurance from Insubuy will I get form 1095 in future which I need to file my income tax?

A:
VisitorSecure is NOT Affordable Care Act (PPACA) compliant insurance and therefore, 1095 Forms are not issued.
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Q:I need some information regarding a visitor insurance traveling to USA, and its coverage. Is there any insurance that covers pregnancy and maternity process ? If so, can I get a quote on this?

A:
Thank you for contacting Insubuy for your insurance needs. There is no plan on the market that will cover maternity for a visitor to the US. There is a plan that will cover pregnancy complications up to 26 weeks so depending on how far along she is this benefit might apply. If you need additional assistance please feel free to contact our office.
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Q:I want to buy travel insurance for Schengen visa for myself and my family members. I am interested to know what your refund policy is if we decide to cancel the insurance BEFORE THE START OF THE EFFECTIVE COVERAGE DATE. Can I get a full refund and will there be any cancellation fees?

A:
If you provide us the proof that you didn't get the visa, you will get the full refund. Alternatively, if you provide us the proof that you are not going, such as cancelled tickets, you will get the full refund. Otherwise, there is no refund. You can view all compliant policies using the link below: Schengen Visa Insurance
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Q:We are leaving for the US today and shall come back in the first week of June to stay longer as we have been granted our Greencards. Can you please suggest any better and affordable insurance plans?

A:
We provide insurance to Greencard holders. But in order for us to suggest any plan would like to know your ages, and which state do you need coverage in. Please visit our new immigrant insurance section. You can also call our office at (866) INSUBUY before your arrival. So we can suggest plan based on new rules and regulations on insurance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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