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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I'm a UK expat, age 59, living and working in the US on a green card, intending to remain here until about age 68. My company recently terminated a full international medical insurance policy that also provided medical evacuation and mortal remains repatriation to home country, replacing it with a US-only health insurance package. However, my domicile and home country is and will always be the UK. So I'm looking to cover the costs of evacuation/remains (for me and my wife) out of my own pocket, provided that it is affordable. Because I have US health insurance coverage, I do not need any of the in-US medical coverage of a full package. All I require is medical evacuation in the event of life-changing illness or injury (which would likely be better managed in the UK due to proximity of friends and family), and repatriation of mortal remains should one or both of us die while living/working in the US.
Q:Hi, is the health plan Atlas Essential America is ACA compliant?
Q:I plan to purchase fixed coverage plan for my parents who will come to USA to visit us. There is one point I still don`t understand. I will choose $50 deduction. I understood that if they visit a doctor and will pay $50 first, and the rest of the expense will be reimbursement by insurance. How about the medicine. For example, the doctor gives me a Prescription Drug which will cost $1000. How much I need pay for my portion?
Q:My husband and I are going to California. We are Italian Citizens and residents of Germany. Is it possible to take out a policy with you? I am looking for a plan which can guarantee a direct payment instead of a reimbursement.
Q:I plan to purchase fixed coverage plan - Max $50,000 for my parents who will come to USA to visit us. There is one point I still don`t understand. I will choose $50 deduction.I understood that if they visit a doctor and will pay $50 first , and the rest expense will be reimbursement by insurance. How about the medicine. For example , the doctor give me a Prescription Drug which will cause $1000. How much I need pay for my portion?
Q:I am wandering if you can issue a 1095-A form with information of insurance status for a tax purpose. Please let me know,
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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