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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a F-1 international student and trying to get an individual insurance for my school, because the one they provide us is too expensive for me the requirements are: The insurance company must issue you a confirmation letter that includes all of the following information: Student's first and last name Effective start and end date of the policy. Students must be covered throughout the entire semester Medical coverage of at least $100,000 Emergency evacuation and repatriation coverage of at least $30,000 Deductible may not exceed $500 Policies that require students to pay for medical services first and then apply for a reimbursement will not be accepted. All information must be translated into English All coverage amounts must be converted to U.S. dollar

A:
Thank you for contacting Insubuy for your insurance needs. The plan we would recommend based on your requirements below is one of the ExchangeGuard plans. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/f1-international-student-insurance-waiver-44978/

Q:My wife and I are visitor visa in the US and are looking for medical coverage for our newborn daughter. She was born in Arizona 5 days ago and we need medical insurance for her. Can you help?

A:
As visitors into the United States yourself and wife can have a visitors insurance . The plans will cover the new accidents and new illness that happen after the effective date of the policy. Please be advised that the plans will not cover any cost related to your wife recent delivery or any subsequent visits related. You child unfortunately is not eligible for any plans as she was born here in the United States you will have to find alternative coverage for her.
{{currentOrigin}}/answers/visitors-medical-insurance/newborn-child-insurance-for-united-states-citizen-82035/

Q:My mother in law is aged 73 years and visting canada in may from india Is she eligible for the insurance? If yes than how much and premium please. Also let me know about the premium please. Insurance which you offer covers PED also?

A:
Thank you for contacting Insubuy for your insurance needs. There are plans that will cover an individual traveling anywhere outside of their home country. Plans are designed to cover new accidents and new illness that happen after the effective date of the policy. Plans will not cover pre-existing conditions, routine doctors visit, medications related to pre-existing conditions nor any immunizations. Please use the following link to review plans that will offer coverage outside of the United States. - Travel outside of the United States If you need any additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/travel-health-insurance/international-travel-medical-coverage-for-visitors-30051/

Q:I am an international PhD student at the University of Arizona, F1 visa. My wife (F2 dependent visa) plan to visit the US in August or September and stay here with me for about 3-4 months. And she got pregnant for about 3-4 weeks. I have several questions about the insurance plan for my wife: 1. Whether she can have an insurance plan from your company? 2. If so, does the plan cover the future maternity service? And what other medical services will be included in this plan? 3. How about the cost?

A:
There is no plan available that would cover maternity expenses for someone already pregnant. If you would like to buy insurance for new medical conditions or accidents, please let us know.
{{currentOrigin}}/answers/visitors-insurance-usa/pregnancy-coverage-for-f2-dependent-69388/

Q:Can you let me know how much of a discount is typically given with the Careington Plan?

A:
Outside off the listed amount for member payment on the schedule of benefits you would receive 20% off the in-network dentist normal fee.
{{currentOrigin}}/answers/other-insurance/discount-with-careington-dental-plan-94733/

Q:I have ATLAS America Insurance. I am going to purchase a car in Philadelphia. The autoseller told me that the only way to buy the car to effect a car insurance. I would like to ask that is your company dealing with car insurance? If so, will you effect a car insurance for me?

A:
Unfortunately, we do not sell any car insurance.
{{currentOrigin}}/answers/visitor-insurance/auto-insurance-with-visitor-insurance-plans-32691/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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