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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a student from Czech Republic studying in UK at University of Surrey and next year I am going for 4 months to study abroad as an outgoing student to University of Central Florida (between the 15.08.2018 - 10.12.2018). I was thinking about getting my insurance from your company.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Study USA Preferred 500 plan which meets all the UCF insurance requirements.
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Q:All the employees that we are looking to do this for are U.S. Citizens working in Puerto Rico part of the time. The population is about 15 to 20 employees ranging in age from 22 to 55. I also wanted to clarify that we have medical insurance coverage what I was inquiring about is the ability to be able to transport someone back to the U.S. should they end up with a medical situation while in Puerto Rico that would better handled back in the U.S. and they needed air transport back to the U.S. I just wasn't sure from looking at the website if this was an offering by Insubuy.

A:
Unfortunately, we cannot offer coverage for medical evacuation and repatriation within the United States or U.S territories for a United States citizen.
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Q:I'm a 24 years old. I plan to come to the US in June. However, I'll apply for an asylum once I get there. My question is: Can I buy the insurance as a visitor or as an asylee?

A:
The Patriot America Plus plan is available and will offer you coverage in your case. This plan will cover the new accidents and new illness that happen after the effective date of the policy. Please look at Patriot America Plus
{{currentOrigin}}/answers/new-immigrant-medical-insurance/purchasing-health-insurance-as-a-visitor-or-asylee-92725/

Q:My mom is coming to USA next month on May 13th from Bangalore India.. She is 72 years old.. She takes medicines for blood pressure and cholesterol.. She is very active and healthy.. Could you please suggest me good medical insurance plan for her.. I have got your information from immigrationhelp.com link

A:
Thank you for contacting Insubuy. We would be more than happy to recommend a plan for you, but first we will need more information. Can you please advise your mothers visa status upon arrival into the United States as well as the state that she will need coverage in. Alternatively, you may view plans here. You may also obtain a quote over the phone by contacting our office at (866) INSUBUY.
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Q:I'm a citizen of the USA and I will be studying abroad in Poland.

A:
I have attached the link for the plans that will cover a U.S. citizen while studying abroad, and meet the Schengen visa requirements. I have attached the plans as well as the quote screen so that you may enter in your information and get pricing. If your school has additional requirements beyond the basic Schengen requirements, you can forward those us to review. You can purchase any of the plans, and they can start as early as the next day, or you can choose a future effective date when purchasing. Schengen Visa Insurance We do recommend the $0 deductible as most consulates do require the $0 deductible. If you have any additional questions or need further assistance, please let us know. You can also contact our office directly at (866)-INSUBUY, and one of our licensed professionals can assist.
{{currentOrigin}}/answers/international-student-medical-insurance/us-citizen-studying-overseas-15661/

Q:I am planning to travel to the US for 6 weeks. I am 76 years old and interested in having an Executive health check-up in the Boston area hospitals. What would be the best plan to suit my needs?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan that you can purchase to cover preventative care or pre-exiting conditions. Plans are designed to cover the new accidents and new illness that happen after the effective date of the policy. If you are still interested in a plan to cover these new incidents please let us know and we can send you the plans accordingly.
{{currentOrigin}}/answers/visitors-health-insurance/preexisting-medical-coverage-for-conditions-that-existed-prior-to-policy-87036/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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