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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Im looking at Visitors secure and Visitors care insurances.How does billing work? Does the patient need to pay and then claim or is there an option of direct billing?Also how many days does it take to purchase the insurance?

A:
Direct billing is up to the provider. They will either direct bill the insurance company with the information located on your ID card, or they will have you pay them up front for their services and have you file the claim for reimbursement. As long as the services were for covered expenses under the plan, you would be reimbursed according to your selected plans benefit levels. You can puchase the insurance in advance or at least the day before you need the plan to start or become effective.Visitor plans will cover for new illnesses and new injuries that are contracted after the effective date.They do not cover for preventative care routine maintenance or pre-existing conditions with the exception of acute onset of pre-existing condition benefits on some plans. Acute onset benefits: /visitor-insurance-acute-onset-of-pre-existing-conditions/ If you have any additional questions, please let us know.
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Q:For US citizens residing abroad, but returning to the US for an extended period, let's say 6 months, what are their options for insurance? It seems like visitors insurance is a lot less expensive than an ACA plan, but it's rather difficult to ascertain.

A:
A popular plan that US citizens visiting the US are eligible for would be the Patriot America Plus plan. This plan will cover you anywhere outside your home/resident country. Be advised that none of out plans are ACA compliant. You can learn more about this plan and make a purchase using the link below. https://www.insubuy.com/patriot-america-plus-insurance/ If you have any additional questions please let us know.
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Q:Im 63 years old and I was on visit in NYC with daughter . My daughter applied for my Green Card and the Process is in Progress. I need a medical insurance for my Blood work & medication . Please let me know Which visitor Medical insurance is good for covering my Doctor visit also my Medicine cost .How much Premium i have to pay if i take a medical insurance to cover my medical health and medication cost as Im Type 2 Diabetic patient .

A:
Visitors plans are designed to cover any new illnesses or injuries that occur after the effective date of the policy. Because the bloodwork and medication you are referring to are not related to a new injury or new illness there would be no coverage. Also, most visitor plans are not available to people in adjustment of status. For the blood work and medication you are needing, you would need to pay out of pocket. If you have any additional questions please let us know.
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Q:Could you please send me a quote for a good visitor insurance? What I find on your website is not satisfied at all "fix coverage plan". In Europe I bouth a travel insurance with cover up to EUR 100'000 without so many rules.

A:
There are 2 different types of policies that we offer, fixed and comprehensive. You can use the following link to run quotes for Visitors to the US. Be advise that after you run the quote there are small tabs near the top of the page where you may sort by fixed or comprehensive plans. https://www.insubuy.com/visitors-insurance/ if you have any additional questions please let us know.
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Q:Hello i want to buy the medical insuranse and i wonder if it covers vovid 19 service? I like your service and if i will buy it without covid 19 then i will have problem. Kindly please inform me as soon as possibke

A:
We do offer travel medical insurance with COVID-19 coverage included in the policy. Please take a look in the COVID-19 Travel Medical Insurance section of the website for available options.
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Q:I am studying at UIUC and staying at Urbana and now would be moved to Seattle for my internship. Whether Patriot America plus insurance would cover me at both places - Urbana and Seattle during my insurance period

A:
The short term international coverage plans such as are designed to cover you anywhere outside of your home country. So, coverage would be appliable in all 50 U.S. states.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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