There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am planning on purchasing the Atlas America plan for my mother who will be traveling on a visitor visa from India to Canada and the United States. Will this plan cover in both countries?

A:
The policy would be valid for coverage anywhere outside of their home country provide the policy is still active at that time. If you have any additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance/atlas-america-coverage-area-12360/

Q:How does your plans work? Do I pay the foreign medical providers and then get reimbursed by? Do I get your card and give it to the foreign providers?

A:
You will receive a confirmation email that will contain a virtual ID card for proof of coverage. Providers have the ability to bill directly to the insurance companies but is it not required that they do so. If you have to pay out of pocket then you would be able to file a claim for reimbursement for the eligible amount. If you have any additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/how-visitor-insurance-coverage-billing-works-39646/

Q:I need an insuarance for my husband. we are visiting canada and then the USA total trip 30 days. he is 58 yers. I have rounded up two packages safe travels comprehensive and patriort america plus which is better in terms of responsding to claims if any are they cashless and accept the policy immediately?

A:
Thank you for contacting Insubuy for your insurance needs. With the information provided we would recommend the Patriot America Plus plan for coverage as this is a popular plan at his age. If you have any questions in regards to the plan details please do not hesitate to contact our office.
{{currentOrigin}}/answers/visitors-medical-insurance/safe-travels-usa-comprehensive-and-patriot-america-plus-medical-coverage-for-visitors-25022/

Q:I am trying to proceed with the purchase of the International Major Medical insurance online for a visitor, but it is not letting me proceed. Can an Indian citizen have this coverage?

A:
The International Major Medical plan is only available to individuals that can provide a U.S. address. If you do not have a U.S. address to use on the plan it would not be available to you. If you can provide the information to us about your needs we can recommend another plan for coverage.
{{currentOrigin}}/answers/visitors-insurance/international-major-medical-address-requirements-78160/

Q:I am looking to buy the visitor insurance for my parents. My father's age is currently 69. He will be 69 when he arrives. but he will turn 70 during the coverage time. What age should i select when requesting a quote for insurance?

A:
Thank you for contacting Insubuy. When you purchase insurance you will purchase a the current age of the individual.
{{currentOrigin}}/answers/visitors-insurance/age-change-for-visitor-insurance-application-medical-coverage-34880/

Q:My question on the deductible , i.e. I got a flu and need to see a doctor in Oregon, it costs me $200 , which means I have to pay 200 with no reimbursement. It should meet 250 until I get i.e. 80% reimbursed. I saw clinic visit with $30 deductible and walk in.$ 15 deductible. I am a bit confused.

A:
That really depends upon the insurance plan you purchase. If you purchase Patriot America Plus, for urgent care visit, you pay $25 co-pay and for walk-in clinic, you pay $15 co-pay. For both of those situations, the deductible is waived.
{{currentOrigin}}/answers/visitor-insurance/urgent-care-copayfment-and-deductible-in-patriot-america-plus-62191/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More