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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q: I am an international Masters student at the University of Arizona from Oman. I am interested in signing up for your health insurance but my University has certain guidelines that need to be met. Please could you go over the guidelines and let me know if your health insurance policy covers all these guidelines. Here is the link to their guidelines:

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans you can purchase on the market that will meet these requirements. You would need to purchase the plan that your university is providing.
{{currentOrigin}}/answers/f1-visa-insurance/student-insurance-waiver-university-of-arizona-31526/

Q:Hello. I just discovered that you may cover a part of a pregnancy. I would like to have more information on that. Do you also have insurance coverage in Canada (especially in Montreal)? Thank you.

A:
There is a plan that will cover pregnancy complications up to 26 weeks called Atlas America To know if you would be covered in Canada we would need more information. What is your visa status, citizenship, and home country?
{{currentOrigin}}/answers/visitors-insurance/pregnancy-insurance-coverage-57740/

Q:Hello i sponsor my sister to visit here in u.s. Soon she has been approved her visa and anytime she can come.please give me information how much i pay her insurance.

A:
Thank you for contacting Insubuy for your insurance needs. The cost of the insurance will depend on the plan you choose. You can get a quote on our website under the appropriate section. If she is coming on a visitor's visa then you can get the quote by entering the information in this section /visitors-insurance/ and clicking on get quotes. If you would like for us to email you the quotes then we will need that same information. Please provide her visa status, citizenship, start and end date of coverage, state she will be visiting, and her age. You can also call our office if you would like additional assistance.
{{currentOrigin}}/answers/visitors-insurance-usa/visitors-visa-insurance-53549/

Q:I want to buy medical insurance for my parents and wanted to know what are the conditions which are excluded from the comprehensive plans?

A:
Thank you for contacting Insubuy for your insurance needs. Each plan has their own list of exclusions. The most notable exclusion is that no plan on the market will cover pre-existing conditions, preventative care, or routine maintenance. Once you choose a plan you can go to the link for certificate wording and search for the list of exclusions to see more details. All plans cover any new illness or injury that occurs after the effective date. You can also call our office if you have additional questions.
{{currentOrigin}}/answers/visitors-insurance/medical-insurance-comprehensive-excluded-69340/

Q:I am looking for a low cost health insurance with $100,000.00 Medical Benefit Limit for me and my family. I am 36 yrs old same as my husband. And my son is 6 yrs old. Please give me the best quote so I can review. And is there payment option. I prefer monthly installment.

A:
Please look at ExchangeGuard insurance As long as you buy the insurance for yourself, your son will be free. It has $100,000 maximum limit and you can also pay month by month by extending it. If you need the proof that you have the insurance for 1 year, you must pay for 1 year in advance. Otherwise, you can buy for 1 month and then extend it every month.
{{currentOrigin}}/answers/international-student-insurance/exchange-guard-eligibility-33020/

Q:I am planning to buy Schengen visa Insurance from Insubuy. If my travel dates get changed based on the visa, what is the process to change the insurance dates? Can I change the dates without any additional fees? If I have to cancel it for some reason, what is the process for the same?

A:
Thank you for contacting Insubuy. You may send us a request to change the coverage dates any time before the effective date of coverage. There are no administration fees charged to process the change. If you request to add additional days to your policy, you will be charged for the additional days in premium. If you were to cancel these plans before the effective date, you would receive a full refund. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-insurance-change-of-dates-and-cancellation-17215/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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