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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I have question about Atlas America insurance. For the coinsurance the insurance company said after deductible, plan pays 100% to policy maximum. But they didn't differentiate in network or out of network. Does that means the plan only covers in network? For out of network providers, the plan pays 0%?
Q:On your website you recommend direct billing through PPO network, if a provider requires me to pay cash upfront, can I still fill out the claim form and insurance plan pay me later if it's eligible? Thanks
Q:I checked the Student Health Advantage PLATINUM unfortunately my country, Nigeria isn't listed in the country drop down list..so I'm unable to proceed.
Q:I entered USA in August 2016 for my masters. I completed my masters in May 2018 and currently, I am working under OPT F-1 visa. I am planning to take Patriot America health insurance for 3 months. But I am not sure if I am eligible or not. Will you please confirm that and let me know? And as I am in USA for more than 2 years, what will be the country of residence? Will it be USA or country of citizenship?
Q:I'm looking for a health insurance for me and my wife. She studies at UCLA Extension and I'm her F2. I was instructed to send you the waiver list from UCLA, to check if Insubuy would be accepted. The UCLA document is attached.
Q:My mother has to undergo a hysterectomy. She wants to do in US. Is there any coverage plan for that?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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