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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:In terms of medical coverage for visitors insurance, what is the difference between Atlas America and Atlas Premium America . Also, when I buy a visitors insurance is it valid across all states in the US?

A:
Thank you for contacting Insubuy for your insurance needs. The difference between the Atlas America and Atlas Premium America is the travels benefits are increased for the Atlas Premium. You can compare the plans side by side on our website using the link below: Atlas America vs Atlas Premium America The plans will cover all over the US. If you need additional assistance please feel free to contact our office.
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Q:What is the refund or cancellation policy for Safe Travels USA Comprehensive? For some reason if my parents do not come to US, can I cancel the policies and get a full refund?

A:
Please find the Safe Travels USA Comprehensive plan cancellation policy listed below: Safe Travels USA Comprehensive Cancellation Policy If you need any additional assistance please contact our office.
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Q:I only need a repatriation insurance. I would like to ask if you have any insurance that only cover repatriation. I am on J1 teacher status for 10 months in North Dakota.

A:
We offer a Medical Evacuation & Repatriation insurance for just this situation. Please see the link for more information on the Atlas MedEvac plan Atlas MedEvac plan. If you need additional assistance please feel free to contact our office.
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Q:I'm an international student from the University of Oregon, and I'm trying to aplply for a insurance waiver. I've attached a picture of the requirements that my school has. Could you help me to find the right plan?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans available which will meet the requirements provided as you require an Affordable Care Act compliant plan. We would recommend purchasing from your University directly.
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Q: I am getting the Schengen visa insurance is solely for the purpose of applying Schengen tourist visa. If in the worst scenario, the visa application is denied and the insurance is not needed anymore, can I revoke it and get full refund?

A:
Yes, if you show us the proof that your visa was rejected and you request the cancellation before the effective date of the policy.
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Q:My boyfriend and I are Canadians and we are currently on holiday since June 3 until December 20. We have a travel insurance for medical emergencies with a Canadian company (Desjardins). We would like end our trip in California to train Brazilian Jiu Jitsu, but our current insurance policy with Desjardins does not cover this sport. Therefore we would like to purchase a complementary insurance for medical emergencies to train this sport. Do you offer this kind of coverage?

A:
We have a plan called Diplomat America that will cover Martial Arts/Karate (non-competitive) if you add the Athletic Sports & Hazardous Activity Rider Low Option. Please see the link below for details about the plan: If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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