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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I wanted to find out if the exchange guard insurance also covers you while travelling overseas?

A:
Thank you for contacting Insubuy for your insurance needs. The ExchangeGuard plans are going to cover you anywhere outside of your home country.
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Q:I am interested in your medical and repatriation insurance package mentioned on your website however I do not see the coverage amount for an individual. Can you please let me know the details of this plan?

A:
Before, we suggest any plan would like to get some information like your visa type, age, which state do you need coverage, is there any insurance requirements, are you looking only for repatriation insurance or combine medical and repatriation insurance. Meantime, please visit our website at, J1 visa health insurance Please enter appropriate criteria. You will find many plans. If you are looking for medical and repatriation both Select medical coverage required. Please feel free to contact us if you have any further questions.
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Q:My visa type is J1. My age is 30 years and I need coverage in Colorado State. As of now I will be only opting for medical repatriation insurance but not the medical insurance.

A:
You can purchase our Atlas MedEvac plan. Please feel free to contact us if you have any further questions.
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Q:I am a French citizen who came to the US in July 2017 on a J1 visa. This year in August I married my husband who is a US citizen and I am in the process of applying for a green card. It is going to take several months and I'd like to get coverage until I can get insurance through a new job, I live in NYC, so domestic short-term insurance is not an option. Can you confirm that I am i eligible for a plan with Patriot America?

A:
You cannot purchase Patriot America plan if you have filed the adjustment of status. Patriot America plan is available who permanent residence country is outside US. When you file adjustment of status you are considered as a potential immigrant and US will be your residence of country. We don't have any plan in the state of NY for New immigrant.
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Q:I am attempting to purchase trip insurance for two clients for whom I book their airfare and travel insurance. They are US citizens residing full-time in Italy who return annually for about 2 weeks to the US. In the past, I have always purchased Patriot Platinum America, however, it will not let me purchase it, I believe because they are US citizens. Is there a different plan I can purchase?

A:
The Patriot Platinum plan is not available to visitors into the United states that are U.S. citizens. There are 2 plans available called Patriot America Plus and Patriot America that will cover U.S. citizens returning for a short visit within the U.S. We have sent you a quote for the same. If you need any additional assistance please feel free to contact our office
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Q:I'm applying for a Schengen visa on November 21st. Would you please let me know how much time it would take for you to issue my travel visa insurance if I purchase it.

A:
You will receive a confirmation email within about 30 minutes of your purchase that will contain all documents including your visa letter for your interview.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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