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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am applying for a residence permit in Sweden and need health insurance that will cover me in Sweden. I am a U.S. Citizen and wanted to know what my options are for the most affordable health insurance while I'm living in Sweden until I am a Swedish citizen.

A:
There are several plans that will cover you in Sweden. We would recommend you look within the Schengen Visa section of the website for available options. These plans will cover any new accidents and new illnesses that happen after the effective date of the policy. Please use the link listed below for more information and to generate quotes for coverage: Schengen Visa Insurance
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Q:My mother recently got her greencard and stays for about 8 months in US and 4 months in India in an year, while she is in US I was planning to take the below insurance, however, i see that another website is providing it at ~$113.77 per month, and Insubuy at ~$293 both with Lloyds underwriter for similar coverage, could you please explain the difference,

A:
Prices are regulated by law. It's not possible for the same plan to be offered for a different price if all of the information entered is the same. We get our quotes directly from the benefits department so our prices would be the current prices. The application (where we get the quote) is the actual cost. If you would like to provide the details we can confirm the cost for the International Major Medical plan. We would need age, date of birth, dates of coverage and state. If you need additional assistance please feel free to contact our office.
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Q:I need a good insurance policy for the next year. Currently in Ghana and will be travelling to the US sometime later this year. I am not pregnant , but looking for a policy that can cover maternity. Kindly send me your quotes. I am a 41 year old female.

A:
Unfortunately, there is not a plan that you can purchase as a visitor to cover maternity or delivery related expenses. You will have to pay for this expense out of pocket. The available /visitors-insurance/ plans cover the new accidents and new illnesses that happen after the effective date of the policy.
{{currentOrigin}}/answers/visitors-medical-insurance/visitor-maternity-insurance-in-the-united-states-50215/

Q:My son and daughter was born in US so need a plan for insurance for them. They will stay in United States around 6 months and then go back to China, which kind of plan is right to them.

A:
There is a plan available called Patriot America Plus that will work for U.S. citizens coming back to the United States for a short visit. Please use the link below to review the plan details and generate a quote for coverage. Plans are designed to cover any new accidents and new illnesses that happen after the effective date of the policy. If you have any questions please contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/nonresident-us-citizens-needing-coverage-within-the-united-states-63306/

Q:I'm F1 from Vietnam going to WA. I want to purchase insurance to deliver my baby in WA, USA. I've not yet pregnant. Could you advise me some insurance plans?

A:
There are a few plans that will be available to cover maternity for F1 visa holders. Study USA Preferred 500 plan and Student Health Advantage plan will only cover maternity if conception happened after the effective date of the policy. You can use the links to review and purchase a plan.
{{currentOrigin}}/answers/international-student-insurance/maternity-coverage-for-f1-visa-holder-65630/

Q:Question: Is it possible to buy health insurance for only F2 spouse and F2 child through Insubuy? I am an F1 and I am covered through schools insurance so I would like to buy insurance for my spouse and child. My spouse is 27 yrs old and my child is 5 yr old. Also, is it possible to buy insurance only for an F2 child?

A:
There are plans that are available to F2 visa holders alone. Please visit our International Student Insurance section to review and purchase a plan.
{{currentOrigin}}/answers/f1-visa-insurance/health-insurance-for-f2-visa-holders-33196/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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