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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My husband has stable heart condition and has had no changes for over 3 years. He is also diabetic on insulin. Will waiver for preexisting conditions be applicable if purchased within time period. I will book hotels which are non refundable within 2 to 3 days of arrival. Do I add these to my costs?
Q:I am an international student at the University of Texas of the Permian Basin. I am currently looking for insurance that can cover the following criteria and I thought about your company. Do you have a plan that can work for me? Thank you. Your alternate health insurance coverage must meet the following minimum requirements in additional to the PPACA. 1. Unlimited maximum on benefits 2. No pre-existing condition limitation 3. $500 or less deductible 4. Coverage period includes semester dates 5. Proof of Repatriation expenses in the amount of no less than $25,000.00 6. Proof of Evacuation coverage in the amount of no less than $50,000.00 7. The mandatory coverage period during the following dates: August 15, 2018 to August 14, 2019 Spring - 1/1/19 through 5/31/19 Summer - 6/1/2019 through 8/14/2019
Q:What plan is recommended for 6 month visit. Existing Diabetes Condition Age 70 arriving to South Carolina on a visitor visa.
Q:I am Italian and in February I have to travel for work in USA. The school sponsor me a J1 Visa but I don't understand about health insurance. Could you give me some information about this, please? Am I covered from by health insurance?
Q:The employer requires the "insurance policy must be underwritten by an insurance corporation having an A. M. Best rating of A- or above, an Insurance Solvency International, Lrd. (ISI) rating of A-1 or above, a Standard & Poor's Claims-paying Ability rating of A- or above, a Weiss Research, Inc. rating of B+ or above, or such other rating service as the Agency may from time to time specify". So does you company meet these requires?? I am holding J1 and currently don't have the waiver form. I only need the insurance for Medical Evacuation and Repatriation for myself and my wife.
Q:My wife aged 66 yrs and myself aged 72 years and would like to visit our daughter in Seattle for about 80 days. We also plan to travel around places for sightseeing in the States of Washington and California. We start from New Delhi in the early morning around 01:25 hrs. on 4th Feb 2019 by ANA flight and reach Seattle via Tokyo at 10:20 hrs on 4th Feb 2019. Our return journey is on 24 April 2019 from Seattle again by ANA via Tokyo. We start at 13:20 hrs and arrive back in New Delhi at around 23:45 hrs on 25th April 2019. We both have multiple entry Visa for 10 years which was granted in October 2018. Our passport is also valid for about 10 years.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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