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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an international student and I want to purchase a health insurance from a company. I am looking for to find the best one that meets the following requirement (Waiver Section on the page) with the minimum cost. So, as my deadline for waiving the health insurance offered by the university is just till 1 Feb 2019, please kindly let me have your price and and offer letter by the 28 Jan: https://www.ohio.edu/student-insurance/waiver.cfm

A:
Unfortunately, there is no plan available that will meet your university requirements outside of the plan that they are offering you. We recommend you purchase the plan from the university.
{{currentOrigin}}/answers/f1-visa-insurance/health-insurance-for-international-students-with-university-requirements-price-and-offer-letter-31623/

Q:Hi, My name is Dang. I have a question about the plans of insurance. I extend to waive my school's insurance and buy a new insurance. Does your any plan insurance cover these benefits? 1. Unlimited medical benefits 2. A policy year deductible no greater than $500 3. Medical evacuation and repatriation benefits that match the coverage provided through the student insurance plan 4. Coverage for each semester when enrolled in class 5. U.S.-based insurance 6. Meets or exceeds Affordable Care Act requirements Please let me if you have any plan that is suitable. Thank you!

A:
Unfortunately, there is not a plan that you can purchase to meet these requirements. It is recommended that you purchase insurance from your University in order to meet these conditions.
{{currentOrigin}}/answers/f1-visa-insurance/health-insurance-for-student-with-university-requirements-aca-compliant-14666/

Q:I just have a question, do any of your health insurance plans cover identity theft and/or theft/loss of passport and travel documents?

A:
Travel medical plans do not cover the cost of loss of passports or travel documents. There are limited travel benefits in these plans as they are focusing on medical.
{{currentOrigin}}/answers/vacation-insurance/travel-medical-lost-documents-62556/

Q:I hope you forgive my insistence; but as regards ExchangeGuard, isn't it in any way possible that they make an exception in my case? Because their plan's cost is really more affordable for me than Patriot Exchange's, and I can hardly trust miscellaneous plans out there.

A:
Unfortunately, there is no way around the geographic restrictions that the plan has.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/exceptions-to-purchase-patriot-exchange-due-to-lower-premium-than-exchange-guard-plan-82537/

Q:Could you please let me know that how much medical insurance for J-1 scholars costs me per month? I need insurance for February. Could you please advise me an appropriate option with decent price?

A:
In order to determine the available plans for you, can you please provide the list of requirements that you University have that the insurance would need to meet? We would also need the dates of coverage, age, state that you need coverage in as well as the country of citizenship.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/cost-for-medical-insurance-for-j1-visa-scholars-54756/

Q:I am an international student in University of Oregon and I am looking for a student health plan that meet our school requirement. One of the requirement is that the insurance plan must be a federally certified, US-based plan, complaint with the Affordable Care Act, minimum essential coverage, and provide coverage for all service included in the Oregon Benchmark Plan. Did any of the plan meet this requirement?

A:
Unfortunately, plans that you can purchase outside of the university will not meet their requirements. You would need to purchase the plan they offer to be able to get an ACA plan.
{{currentOrigin}}/answers/international-student-medical-insurance/health-insurance-for-international-student-university-of-oregon-requirements-aca-complaint-65471/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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