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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Please help me to figure out this requirement: https://vaden.stanford.edu/sites/g/files/sbiybj10461/f/insurance-coverage-certification_fy18_0.pdf I'm applying for a J-1 visa. Which insurance should I purchase?

A:
There is a plan called Student Secure Elite that is often purchased by students of Stanford University. You can use the above link to generate a quote for coverage and to review the plan details.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/insurance-that-meets-j1-visa-requirements-25645/

Q:I'm traveling to the US to work with O-1 visa status. My wife (O-3) and my son are coming along. My son is a 4-month-old US citizen, as he was born in Miami last November. I'm looking for a trip/health insurance for the first 30 days of my stay in the US. I would like your help to select the one that best fit my family. We will be traveling to California and after the 30 day period my employer will be able to offer myself and my family coverage under their plan.

A:
For the individuals here an on O-1, and O-3 we would recommend the Atlas America plan for your first 30 days here in the U.S. Unfortunately, there are no short term plan options available for your son since he is a U.S. Citizen. You may view and purchase the Atlas America plan by clicking the link. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/o1-temporary-insurance-59299/

Q:I have already bought the health insurance for my wife. Unfortunately I cannot to purchase for myself. Because it is error in the start date section. . This is valid from 19th April 2019 to 10th May 2020. Why does it only 337 days? It should be 388 days.

A:
The plans are available for a maximum of 364 or 365 days depending upon the plan you select.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/maximum-days-to-purchase-health-insurance-46879/

Q:I'd like to purchase Altas MedEvac (my institution provides health insurance). The website says, however, that "the insurance plan is not available for the entered age". My age is 51. Can you explain, or provide an alternative plan? . I am on a J-1 (but not a student, I am a researcher/professor)

A:
You can run a quote in the J1/J2 section /j1-visa-health-insurance/ and at the bottom is the fixed coverage plan (Visitors Secure) which would be the lower cost plan. At the time of purchase you can even adjust the policy max to $50,000 and that will lower the cost even more.
{{currentOrigin}}/answers/j-visa-insurance/purchasing-additional-health-coverage-for-j1-visa-holders-10470/

Q:I am searching for a gap policy for my long stay French Visa Insurance requirement. Presently I have Anthem and it covers travel abroad but I have a copay. I believe I need a coverage to cover my copay and deductible to meet the French Visa Insurance requirement. If you would kindly reply with recommendations I would appreciate this

A:
We have plans in the Schengen Visa section of our website that meet the requirements but there is no gap insurance that will cover the difference. I have provided a link below to our Schengen Visa quotes page: Schengen Visa Insurance
{{currentOrigin}}/answers/europe-visa-insurance/schengen-visa-gap-insurance-89004/

Q:I am a Canadian currently in the United States and i am looking for a health insurance who cover small pre existing conditions such as tachycardia and anxiety because i need medication for both. Do you have a plan that covers prescription costs for my current condition?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan that you can purchase to cover treatment for pre-existing conditions. This is an expenses that you would have to pay for out of pocket.
{{currentOrigin}}/answers/visitors-insurance-usa/pre-existing-rx-refill-74059/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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