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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Thank you for your quick response. May i also know the quote range for 3 months and also for 6 months. Currently their travel plan is 3 months. If in case it extends what is the procedure? Or if i enroll for 6 months and if they have to leave early will i able to get the balance amount for that un-stayed duration? Please find my responses below: Father's Details: Visa Status upon arrival - B2 (Tourism visa) Dates of coverage needed - Tentatively from Mid May through Mid August Ages of the proposed insureds - 65 years State they will need coverage in - Michigan, Minnesota + (will be traveling across US) Country of citizenship - Indian Mother's Details: Visa Status upon arrival - B2 (Tourism Visa) Dates of coverage needed - Tentatively from Mid May through mid August Ages of the proposed insureds - 58 Years State they will need coverage in - Michigan , Minnesota + (will be traveling across US) Country of citizenship - Indian

A:
We would be glad to send quotes to you for the 3 months and 6 months. Can you advise of their arrival date? Also, most of the visitor plans can be extended, so you could initially purchase for the 3 months, and then just extend on a monthly basis as needed. Some plans do charge a $5.00 renewal fee, some do not. Each plans guidelines on this will be listed under that plan's specific information.
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Q:i would like to buy a flight cancelation for no reason insurance. I would like to buy a flight for me and my family. Can you give such insurance? i didn't buy the flights yet. want to find an appropriate insurance first. what are the conditions for such an insurance? I'm not a resident of United States. I'm an Israeli Citizen living in Germany

A:
There is not a trip cancellation plan that will offer the cancel for any reason benefit to a non U.S. resident.
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Q:I am on H4 visa. I have completed one year in USA. Can I eligible for travel medical insurance plan ? Can you suggest me some option?

A:
We would recommend either Patriot America Plus or Atlas America To be eligible for Patriot plans you would have to have a residence outside of the US. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/h4-travel-medical-insurance-59096/

Q:Is the Safe Travels USA comprehensive (offered by Trawick/GBG) a reliable plan? From the reviews, it seems they never pay anybody. Please let me know if their business is a scam.

A:
We would be glad to advise. All of the plans that we offer, pay claims based on certificate wording and the attending physician's report. If non-payable claims are submitted, they would not be paid. While there is no way to know each person's situation, that is the way all plans work and in the U.S. , insurance companies are regulated by law.Safe Travels USA Comprehensive Please be advised that all plans for visitors on the market, cover new illnesses and new injuries that occur or manifest after the effective date. They do not cover preventative care routine maintenance or pre-existing conditions. Some plans do come with what is called an Acute onset of pre-existing conditions benefit. I have attached an information link below from our website to explain that benefit and provide some examples. If you have any questions, or need any additional assistance, please let us know.
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Q:I am looking for a travel insurance for Kailash Mansarovar Yatra. I will be travelling from 15th May 2019 to 22nd May 2019 from Lucknow. This is a Helicopter ride from nepalganj. Please send me the details of insurance policy. I will be traveling along with my parents who are aged 66 and 62 years.

A:
Thank you for your interest in purchasing insurance through us. What is your country of residence? Please find more information on Kailash Mansarovar Yatra insurance Please review the plan details and feel free to contact us if you need any further information.
{{currentOrigin}}/answers/international-travel-medical-insurance/travel-insurance-for-kailash-mansarovar-area-21823/

Q:Im Good morning, I did for me and my family a quote from your website for an International Major Medical Insurance. We'll move to the USA on the 12th of June, because we won the Green card lottery, and we are looking for a medical insurance for the initial period. Following your website, we think this insurance could be fine. Following the steps to proceed to the application your website asks me the address. Now, the point is that for the initial two months we will stay in a temporal apartment AirBnB, can we use this address? And do you think that this insurance could be fine for us? Theoretically, our Green card will arrive within 6 months after our entry in the US on the 12th of June. Thank you very much in advance, Best regards,

A:
We would be glad to advise. The International Major Medical insurance is for new immigrants and found in our New Immigrant section. Any of the plans in the section would be fine. These plans can be carried, until you become eligible for domestic insurance. Once you receive the green cards and/ or are eligible for domestic insurance, you would need to enroll into the domestic insurance, as you would no longer be eligible for these plans. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/new-immigrant-international-major-medical-coverage-13824/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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