There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an Australian applying for a J1 visa and am in interested in your Emergency Medical Evacuation and Repatriation Insurance as my medical insurance options do not cover the $25,000 Repatriation costs. Are you able to change the date when the insurance begins after purchase, as long as the insurance period has not yet started? As I will need to provide proof of my insurance before purchasing my ticket and cannot guarantee my arrival date. Also is it ok with the USA immigration department that I will then have two separate insurance plans or will I need to purchase all of my insurance through your company? I am currently in Australia

A:
The Atlas medevac plan unfortunately not be available if you are physically located in Australia at the time of application. However, there is a plan called visitor's care which is a limited coverage medical plan how it is inexpensive that will satisfy the medical evacuation and repatriation requirement. You can run a quote for coverage and increase your deductible to the highest available as this would not be your main medical coverage. You can have multiple insurance provided it is allowed by your sponsoring organization. The coverage date can be change after purchase provide the effective date has not yet been reached. You can use the following link to review the plan and to generate a quote for coverage. Visitors Care
{{currentOrigin}}/answers/exchange-visitors-insurance/emergency-medical-evacuation-and-repatriation-insurance-for-australian-applying-for-j1-visa-42651/

Q:I am international student with F1 visa. Can I do the Patriot Exchange Program? If I set the deductible as 0, can I just go see a doctor without paying anything at all?

A:
The Patriot Exchange Program is available to an F1 visa holder to enroll. The plan If you have a $0 deductible will cover 100% to the policy maximum for the eligible expenses. You would be able to contact the provider directly to confirm if they direct bill from their facilities.
{{currentOrigin}}/answers/international-student-health-insurance/patriot-exchange-program-for-f1-international-student-81588/

Q:Is travel insurance valid for H4 dependents? Spouse: 30 years and chld: 3 years. they will arrive on 11th May and will stay temporarily until 24th June. this is their first travel

A:
The available plan for this scenario would be a plan called Atlas America. They are eligible to have this plan as they are here for a short visits. We have emailed you separate quote for coverage as well. The plan is designed to cover any new accidents or new illnesses that happen after the effective date of the policy. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/other-insurance/h4-dependents-visit-insurance-temporary-39176/

Q:I have booked a Round the World flight on Biz. Class for 3 months starting Nov. 13, 2019 from London. What Cover can you propose in case I have to Cancel the entire flight schedule or part thereof. I am 79 years old but in good health

A:
If you are wanting coverage for trip cancellation you will need to look at the plans in the section provided below. Here is the link for our trip insurance section: Trip Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side.
{{currentOrigin}}/answers/holiday-insurance/world-flight-trip-cancellation-insurance-37049/

Q:I was interested in finding out more about your dental discount plans. My mother is an Indian citizen visiting the US currently. We want her to have dental coverage start as soon as possible for a month. She is 79 years old. Can you please let me know soon the cost of the dental plan for one month and procedure for applying.

A:
Thank you for contacting Insubuy. You can purchase Careington Discount Plan. Please review the plan details and feel free to contact us if you need any further information.
{{currentOrigin}}/answers/other-insurance/dental-plan-while-visiting-us-16647/

Q:The Atlas policy says after deductible, policy pays 100% maximum it is applicable for both inside and outside of PPO network?

A:
Outside PPO network insurance will pay 100% of Usual reasonable and customary charge in your area. Please feel free to contact us if you need any further clarification.
{{currentOrigin}}/answers/visitors-medical-insurance/ppo-network-in-out-51425/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More