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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:If I purchase fixed plan insurance for 1-2 weeks can I later buy to comprehensive? For example purchase Visitor Care after expiration purchase Patriot America? we have green card. I am 39 and my wife is 38 and no health issues and visiting California. Any particular insurance or amount of coverage that you can recommend? For now, we need it for a month.
Q:I want to have health insurance for my husband and child. My school is univ of Delaware. They want that conditions; Medical benefits (Minimum coverage per accident or illness) $100,00. Medical evacuation (Minimum Coverage) $50,000. Repatriation of remains (Minimum Coverage) $25,000. Deductible (Maximum permitted per accident or illness) $500. I searched for your website and compared your insurance types. But, I did not understand them completely. I wonder whether VisitorSecure is enough or not for us. Also, I wonder VisitorSecure, ExchangeGuard choice and ExchangeGuard essential. how are they? can you suggest?
Q:I want to get insurance for my husband, I looked at your Internet website and found many options, I didn't be sure about that, State: Delaware State, Newark Requirements: Medical Benefits (Minimum coverage per accident or illness) $100,000. Medical Evacuation (Minimum coverage) $50,000. Repatriation of remains (Minimum Coverage) $25,000. Deductible (Maximum permitted per accident or illness $500. Is it ok for my husband or can you recommend for us? What about Atlas Essential America?
Q:I'll be working at Indiana University Bloomington from September 2019 to August 2021 with J1 visa status. My wife and one daughter will accompany with J2 status. I have to organize the health care plan for myself and my family for this 2 years stay at USA. Would you mind to let me know the most popular and the cheapest options of health insurance that satisfy the J1 and J2 visa requirements? Please indicate whether these insurance plans cover for all maternity related expenses.
Q:I'm currently a F1 student pursuing my STEM OPT. I completed my masters and graduated from my university last May. I'm trying to purchase an OPT insurance Student Secure Smart. I believe I meet the eligibility requirements but would like to double check if I'm (on STEM OPT) eligible or not.
Q:I want to get 1 month of insurance for my trip to the USA. I am a USA citizen visiting July 22-August 17. I am 27, male, in perfect health.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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