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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My parents from the Philippines are here for the next 5 months. They don't have insurance and they need to see a doctor due to illness and other health concerns. Which plan is best for them for 5 months only and where (medical facilities) can they use their health insurance?

A:
Thank you for your interest in purchasing insurance through us. Insurance for an international visitor covers for any new sickness, injuries or accidents that occur after the insurance effective date of the policy. It will not cover any preventive care or routine maintenance for pre-existing conditions. Some plan provides coverage for an acute onset of pre-existing conditions. If you provide your parents age, arrival date in US, which state do you need coverage, travel dates and will be glad to send you quote by e-mail. Alternatively, you may view other plans in our Visitors to the USA section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:I want to buy new international students health insurance for upcoming fall and spring semester. My school is Michigan technological University. Can I eligible for waiver?

A:
Your school wants you to purchase unlimited coverage. That means you need to purchase PPACA compliant plan. You can purchase insurance only from your school.
{{currentOrigin}}/answers/international-student-health-insurance/health-insurance-for-michigan-technological-university-student-11805/

Q:I would like to know what is the cheapest insurance I can buy for my school requirements, FSU. I need to know the name of the specific one. Cheapest one that covers everything. Is the Study USA preferred 500 one the cheapest?

A:
As per your school requirements you need to purchase Study USA preferred 500 Plan.
{{currentOrigin}}/answers/international-student-insurance/affordable-health-insurance-for-international-student-fsu-university-requirements-79990/

Q:I would like to know what is the cheapest insurance I can buy for my school requirements, FSU.

A:
We do have plans that meet the these requirements. The plan that we recommend is the Study USA preferred 500. There is also a quotes and purchase link on that page for you to run quotes to obtain pricing.
{{currentOrigin}}/answers/f1-visa-insurance/affordable-insurance-with-school-requirements-fsu-80656/

Q:I am travelling to the USA on the 16th of July and will depart on the 17th of August. I am an Indian citizen with residency in Nigeria and would like to know what insurance plans you have for families. I am 44 years, my wife is 38, my son is 9 and my daughter will be 5 in August.

A:
We would be glad to assist. If you are coming to the U.S. on Visitor visas, any of the plans in our Visitors to the USA section could cover you based on your country of citizenship, and home or residence country. If you have any additional questions, please let us know
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Q:Hi, I'm currently in the US under a J1 visa, and I am a MIT affiliate. I would like to change my health insurance, looking at something cheaper. I am currently under a BlueCross BlueShield, in the MIT affiliate plan. I was looking at your Atlas Essential, but I would like from you suggestion to be sure that what I pick is going to meet the requirements: http://web.mit.edu/scholars/intlscholars/healthinsurance/j1requirements.html Also, before signing, since my International Scholar Office does not certify third party insurances, other than what the MIT provide me. It is very important for me, as I could lose my visa status without the right coverage. So I would need a declaration from your side that the plan I'm going to subscribe will meet the MIT and Massachusetts requirements.

A:
The plans in the J1 section of our website including Atlas Essential will meet the State Department of Insurance requirements. Once you have completed the purchase you will be given a visa letter that will show the required coverage.
{{currentOrigin}}/answers/j-visa-insurance/atlas-essential-for-j1-visa-holder-with-mit-and-massachusetts-requirements-12620/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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