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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I have a question about the medical insurance coverage for OPT students. I have thyroid disorder, which requires me to do routine lab works and get medicine refills every month. I also need to do ultrasounds at half a year interval. Do you provide any medical insurance plans which will cover these expenses?
Q:I was wondering if your insurance plans covered HIV medications?
Q:Do you offer any health insurance plan for foreign students which will be compliant with the Affordable Care Act (ACA) in USA?
Q:Before I purchase a policy for your company, I would like to have you review my university (University of Texas at San Antonio) requirements on insurance waiver. I would like to make sure your policy will be accepted by UTSA. Attached please find a copy of my university waiver requirements for your review.
Q:I am a healthy person. I just need catastrophic coverage until open enrollment. We live in Illinois.
Q:I am the mens soccer coach at Nova Southeastern University in Fort Lauderdale, FL. We are looking at alternative insurance policies for our student that are more affordable than what we offer here currently. Our students are between the ages of 18-24. We have certain waiver criteria and I was wondering if you could see if your policies meet our waiver criteria and if we could purchase your insurance policies or if they fall short. Please see below the waiver criteria: 1. The claims administrator of your insurance plan must be based in the United States with a U.S. telephone number and address for submission of claims. 2. The policy is not a traveling policy. 3. The plan provides both emergency and non-emergency health care and mental health benefits within your local NSU campus area. 4. The plan provides inpatient and outpatient mental health care and chemical dependency benefits comparable to the coverage provided by the NSU Student Insurance Plan. 5. The plan provides coverage for prescription medication. 6. The lifetime benefit is unlimited.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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