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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I will on F1 visa. And below link has all the requirements. https://www.memphis.edu/iss/insurance/index.php

A:
We have many plans that you will be eligible to purchase. You can purchase ExchangeGuard Essential plan.
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Q:I am an International educator and will be joining a school in Fayetteville North Carolina. I shall be in NC some time mid August,2019.I require individual insurance just for me.

A:
We have many insurance plan for an international student. If your school has any particular insurance requirements, please send it to us in a pdf attachment. In the meantime, please visit our F1 Visa International Student insurance section.
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Q:I am evaluating buying Atlas America insurance for my father visiting USA. Is there any corporate discount available towards the premium?

A:
There are not any discounts that can be offered as the price is regulated by law and will be then same irrespective of where it is purchased for the same parameters. If you have any additional questions please contact our office.
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Q:I am considering purchasing Atlas America medical insurance for my parents who are visiting the US from India and I have the following questions : Can I purchase the insurance for my parents with my own card ? Can I purchase this insurance in Washington state and is it valid in this state? My parents will visit Seattle for an extended period of time and it appears all insurances are not valid under WA state laws. Will adding one of my parents as spouse (and not another primary insured) lead to lesser benefits compared to having both as primary beneficiaries? Will the insurance plan be valid for health coverage in multiple states (we will travel and stay in NY, WA and CA) ?

A:
The Atlas America plan can be purchase by you on your parents behalf. The benefit are always individual so there would not be one getting more coverage than the other just because they are listed as a spouse on the plan. As long as the plan I purchased prior to their arrival into the state of Washington then the plan would be valid for them. The plan will cover them in all 50 states and anywhere outside of the home country. If you have any additional questions please feel free to contact our office.
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Q:Need travel insurance for an Indian National to travel to Kailash Mansarover Yatra. Please do provide best plan.

A:
Thank you for contacting Insubuy for your insurance needs. Based on the information provided we would recommend purchasing the Diplomat International plan. In order for the plan to provide coverage at that elevation you will need to add the optional coverage for Athletic Sports & Hazardous Activities the High Option. You may also purchase over the phone by contacting our office at (866) INSUBUY.
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Q:We are US citizens living in France. We are looking for coverage from October 3, through October 19, 2019, when we will be visiting the US. I see the policies on your website and the Patriot Plus plan looks good for our medical needs. However we are also looking for automobile insurance and general travel insurance. Do you have options that would include those as well?

A:
Thank you for contacting Insubuy. The Patriot America Plus plan is the best options available for a U.S. citizen traveling back to the United States for a short visit. Unfortunately, we do not offer any car insurance. Trip insurance is available and you can view those options. If you need any additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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