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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am will be travelling to the US for a holiday lasting 23 days later this year. I have been very recently diagnosed with metastatic prostate cancer. The cancer has spread, but not to any vital organs, and is now being treated. I am otherwise in very good health, and show no signs/symptoms of having cancer. I have consulted three different Doctors about my travel plans and all have advised me I am fit to travel and there are no foreseeable problems. The cancer is not far enough advanced to be making me ill, or in need of any treatment other than the monthly injections I receive. I have been on treatment for just over a month, and already tests show a significant improvement in my situation. I live in the UK, and my existing travel insurance excludes metastatic cancer, but includes everything else. I therefore need insurance to cover the very unlikely chance that something cancer related happens (I can't imagine what, and neither can my Doctors) and I need urgent treatment whilst in the US. The cancer specialist Doctor advised me to get cover from a company in the US. She also commented that if I got hit by a car, or had a fall and broke a bone - an injury that had absolutely nothing to do with my cancer, the hospital, or my existing insurance company might try to blame the injury on the cancer and deny cover, and then I'd be in a very bad situation. Does your "Acute Onset of Pre-Existing Contition" Insurance cover my circumstances?
Q:I am looking to get health insurance for my year abroad in California. I will be studying at University of California: Irvine. I have attached a document which outlies the requirements for health insurance. Would you be able to give me a quote while satisfying these requirements?
Q:Can you recommend the insurance for J1 visitor? http://internationalcenter.umich.edu/healthins/waiver.html#standards
Q:I am interested in buying the " exchange guard essential" plan for my family. Could you please confirm that it meets the requirements set by MIT? http://web.mit.edu/scholars/intlscholars/healthinsurance/j1requirements.html?
Q:How does cancellation work under the atlas america comprehensive plan work?
Q:My parents in laws and mother are travelling to US for 90 days (starting from Sept 19). Can I get a quote for 3 people of age 62, 61, 55, $100,000 coverage and $250 deductible? Also, what are conditions if I would extend the insurance after 90 days?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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