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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am looking for an insurance plan that will have a $25,000 maximum. Please advise of the appropriate plans. I am a 38 man with Pakistani nationality who will be traveling from 10/05/2019 to 10/13/2019.
Q:I am a contractor who moved the the US from Canada on a temporary visa. I landed on US soil on July 27th 2019 I am currently enrolled this plan. $5000 Deductible, 80/20 Coinsurance ($5,000 OOP) I am concerned about the tax implications from the affordable care act with the 'Shared Responsibility Payment. I may be interested in enrolling in a different plan. I would like to know if the Affordable Care Act applies to me? which plan should I switch to, to comply with the law?
Q:I booked a trip with Hotel + Flight package together. The Hotel booking has full refundable policy. However, the flight tickets are non-refundable. I want to insure only the Flight ticket cost and would like to know what should be the amount entered in the Trip cost. Do I need to enter the cost of the Flight tickets only or total cost of hotel + flight?
Q:Please provide with a quote for Insurance coverage for a under graduate student with Virginia Tech University. University waiver details attached.
Q:I would like to waive my Georgetown University insurance. The requirements are the following: - A Plan that has coverage in the Washington, D.C. metropolitan area - A Plan in effect no later than the last day of your applicable Open Enrollment Period that will remain in effect for the remainder of your Academic Year - An Affordable Care Act (ACA) compliant plan to include, - Essential health benefit coverage - In-patient and outpatient medical care - Maternity care - Mental health benefits - Pharmacy benefits - Preventive care - An unlimited benefit maximum - No internal benefit limits - Immediate and unlimited coverage for pre-existing conditions. Let me know if you have a plan that matches these requirement.
Q:As means of introduction, I am a fourth medical student at the American University of Beirut (AUB), Lebanon. I will be going for medical electives at American medical schools. Therefore, I would like to apply for health insurances from 10 February until 25 April 2020 in the United States of America. I would also like to apply for malpractice coverage from 10 Feb to 6 March and from 30 March to 25 April 2020.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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