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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I wish to purchase travel insurance for my mother who is visiting USA next month. Below is the plan I wish to purchase. Safe Travels for visitors to the USA - Fixed Coverage Plan Period : 6 months Regarding the above I have the following queries : 1. Can I cancel the policy and get the policy premium refunded if the entry is denied at the port of entry ( i.e. at US airport ) ? 2. Can I cancel the policy and get the policy premium refunded for the balance days if admission period is limited ( say 3 months ) than the usual 6 months ? 3. AS per my understanding, "Safe Travels for visitors to the USA - Fixed Coverage" participates in First Health PPO Network
Q:I am Chinese graduated student at Tsinghua University in China. Recently I am applying a J1 visa to go to Pasadena as a short-term scholar. I need to buy an insurance for this J1 visa and the minimum coverage that is required per federal regulations is : 1.$100,000 per accident or illness. 2.A deductible of no more than $500 per illness and a copay not to exceed 25%. 3.Medical evacuation in the amount of $50,000. Evacuation refers to transporting an injured person for medical treatment. 4.Repatriation coverage for up to $25,000. Repatriation refers to transporting a body to the country of citizenship after death. Could you give me some advice about it ? I found an insurance, Exchange Guard Essential, maybe it is suitable?
Q:I am trying to buy J-2 Compliant insurance for my family. I want the ExchangeGuard Choice with $250,000 policy maximum per person, $100 per-incident deductible and 100/0 co-insurance. When I entered this information, it gave me a cost summary which showed $0.00 for 3rd insured person (son). I wonder if this is what it should be. My insurance (J-1) is with a different company.
Q:About a year ago we purchased an insurance policy through your website (Green Cover by Seven Corners Insurance) for our mother who is 72 year-old green card holder living in the U.S. who is not eligible for Medicare yet. It has come to our attention that this product is no longer available for purchase on your website and we are wondering whether it was discontinued and/or it didn't apply to her case in the first place. Can you please clarify if this was the right product for her situation?
Q:My mother has been covered Patriot International for the last few months while she was in Canada. Now she's traveling to US and I'd like to extend this policy but would like to change it to include USA in coverage area. I could not figure out a way to change coverage area while trying to extend online. Is it possible to extend this policy with the new coverage area ?
Q:Do you have a visitor insurance plan that can cover up to USD 1,000,000 for my 77 year old mom?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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