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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Why insurance in Maryland is prohibited?

A:
There are some plans available in MD but we would need more information to be able to advise. Maryland state has restrictions that limit the plans that are available for purchase. If you can provide the visa status, arrival date, effective date and expiration date then we can see if there is a plan that meets your needs. You can also contact our office to discuss your options with a licensed insurance agent.
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Q:I am research scholar on j1-Visa at Tulane university, I wanna know what are the plans that you have to cover this requirement? And then if we can fill that form to request a wavier.

A:
Unfortunately, you would have to purchase from them to be able to meet the attached requirements since it states you need an ACA plan and pre-existing coverage with no waiting period.
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Q:My parents are travelling from my home country to come and visit and I would like to get them health insurance while they are here. How much will that cost. My Dad had a history of ischemic attack and I would like him to get check out when he gets here, is there a coverage for that? if yes how much does it cost?

A:
Thank you for your interest in purchasing insurance through us. Insurance for an international visitor provides coverage for whatever treatment medically necessary. It does not provide coverage for any pre-existing or preventive care. You are more than welcome to get checkup but there is no insurance exist which covers second opinion or you want some treatment on your own. If you provide their age, travel dates, which state do you need coverage and will be glad to send you quote by e-mail. Alternatively, you can get quotes here. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Some plan provides coverage for an acute onset of pre-existing conditions. But again no plan will provide coverage for some treatment you wants to on your own. Please feel free to contact us if you need any additional information.
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Q:My daughter is 9 years old and she was diagnosed with cerebral palsy and slipped upper femoral epiphysis and she needs surgery, please i want to take her out abroad for proper medication but i do not have any medical insurance to assist me please can you assist us.

A:
Unfortunately, there is no plan you can purchase to cover this situation. Short term plans will cover a new illness or injury but cannot cover an existing situation. If you have any questions please feel free to contact our office.
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Q:I am looking to buy insurance package for my spouse who is an F2 and will be staying with me till May. I would like have the insurance from November to April.

A:
You will need to run a quote thorough our quote link for our F1/F2 Visa plans to see what plans would be available to her based on her specific information. If your school does not have any requirements the F2 visa holder must meet, you can choose from any of the available plan options.
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Q:I'm on a H2A contract in the USA and would like medical aid. What is the best plan? How do I get the plan? And where is the plan usable? I arrived in April 2019 and will leave beginning of December 2019. I am in Minnesota I did not have any insurance. I heard about it from my friend and since winter month is coming it's a good precaution if I were to catch a severe flu or fever

A:
Since you will be leaving shortly then you could purchase any plan from the visitor to USA section of our website Plans will cover any new illness or injury that occurs after the effective date. Plans do not cover pre-existing conditions, preventative care or routine maintenance. If you have any questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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