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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm an international student on F1 visa. I want to buy your insurance ExchangeGuard Essential but I need to make sure that it satisfied my University's requirements. These are the requirements the insurance need to meet: Both accident and sickness coverage Minimum benefit of 250,000 dollars per policy year A deductible of 500 dollars or less and/or co-pay per individual, per year In-patient and outpatient, mental and nervous disorder benefits Prescription drug coverage Pay benefits worldwide Medical evacuation to ones home country and family reunification of not less than $50,000 Provision for repatriation of remains of not less than $25,000 All Georgia mandated requirements I am a student of the University of Georgia, which is in Athens. Could you please tell me if this insurance will be acceptable by my University?

A:
Unfortunately, the available plans are not going to meet the requirements listed. Plans will not meet "All GA mandated requirements". We recommend you purchase the plan your university offers.
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Q:I would like to purchase insurance for my wife and my child. Can we purchase as a family rate?

A:
There is not a "Family Rate" the price is based upon the age of the insured as well as the duration needed but it would be the same price whether they are on 1 plan or separate policies.
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Q:Insurance for a Canadian student Hello, I am looking into getting a medical insurance, I am not from the US, but from Canada. Can I get it from you? What insurance conditions will apply for me? I have taken out a loan when I needed to have a minor dental surgery that involved a MAJOR healthcare bill of $2,000+! There was no way I could cover that out of pocket and I don’t have an adequate insurance coverage! I logged on to a page with multiple lenders, left my application and got approved in 20 minutes or so. All I had to do next was to mouse click the next document and proceed with confirmation. Got the money the next working day (Monday).

A:
Yes, you can get insurance from us. We need more details. Therefore, please call our office +1 (866) INSUBUY so that we can help you select the most suitable insurance plan for your needs.
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Q: My dad is immigrating to the USA in April. He currently has dialysis. What kind of insurance that covers dialysis should I get for him before his arrival in the USA? Thank you very much!

A:
Thank you for contacting Insubuy for your insurance needs. There is not a plan that you can purchase to cover the cost of dialysis other than a long term domestic insurance plan that we do not offer. You can look at these options through the market place.
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Q:I want an insurance policy that covers the following: civil liability, repatriation, health (hospitalization), and ideally sports too (rock climbing, snowboarding, camping all under 3000m). The sports one is not critical, but if you have it that's perfect. I'm from Canada, arrival into France is 2/28/2020. I am looking for 12 months of coverage. Please let me know what you have available.

A:
There is a plan called Atlas International that will offer coverage for personal liability and has some hazardous sports
{{currentOrigin}}/answers/international-travel-insurance/atlas-international-personal-liability-and-hazardous-sports-coverage-81912/

Q:I want an insurance policy that covers the following: civil liability, repatriation, health (hospitalization), and ideally sports too (rock climbing, snowboarding, camping all under 3000m). The sports one is not critical, but if you have it that's perfect. I'm from Canada and will be traveling to France. Please let me know what you have available.

A:
There is a plan called Atlas International that will offer coverage for personal liability and has some hazardous sports coverage included within it. You may find more information on it here
{{currentOrigin}}/answers/international-travel-health-insurance/atlas-america-personal-liability-and-sports-coverage-96918/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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