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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an Indian citizen but permanently residing in Dubai, United Arab Emirates. I am hiking to Kilimanjaro on 1st February and require an insurance cover for the same. Can you please confirm if I can buy an insurance plan to cover this trip.

A:
Thank you for contacting Insubuy for your insurance needs. Based on the information provided we would recommend the Diplomat International plan. In order to provide coverage at elevation you will need to add the Athletic Sports & Hazardous Activity Benefit. The Middle option will provide sufficient coverage. Please use the link below to view the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. Diplomat International
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Q:I am part of a organizations which has close to 50K members. Most of the members invite their parents here to USA. They buy insurance while coming from different providers. If you work with our organization and give any special discount then it will be a win-win situation. If any opportunity is there like that, please let us know.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a discount offered on insurance as the prices are regulated by law. The plans will remain the same price no matter where they are purchased from. We are happy to assist any members in need of insurance from your organization. Please do not hesitate to contact our office if you need any help.
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Q:I am trying to purchase the insurance for my trip to USA. I am a Serbian citizen, but I am currently working and living in China, and my flight leaves from Hong Kong. What should I put as my home country? I haven'e been to Serbia since 2018.

A:
Your home country would be where ever you are currently residing.
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Q:We are going on a 16 Night Far East Cruise departing from Singapore and want to buy a trip insurance. The date we are traveling is May 12, 2020, returning to Puerto Rico June 7, 2020. We made are trip deposit July 30, 2019, and our final payment is due in February. My husband is 68 and I am 70. Our home country is Puerto Rico. We are interested in a insurance that can provide us with Trip Cancelation Coverage, Medical Coverage and all the other coverage we need.

A:
Thank you for contacting Insubuy for your insurance needs unfortunately, there is not a plan that we can offer to you for coverage if your trip cost. The Cancel For Any Reason benefit is valid for US residents only.
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Q:I'm coming to Ohio in 2 months time to have an elective surgery im very well with no pre existing conditions but I'm wanting some cover in the unlikely event if something were to go wrong Please could you advise me as to whether you could help with a policy.

A:
We would be glad to advise. All plans on the market for visitors cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover things that are preventative, routine, or pre-existing. If you were to have complications from the elective surgery, those things would not be covered. Elective procedures are not covered under visitor plans, and therefore they will not cover anything related to, or caused by the procedure. Please let us know if you have additional questions.
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Q:Do you provide health insurance in the USA for Green Card holders?

A:
Thank you for your interest in purchasing insurance through us. We have some insurance plan for green card holders. Please visit our New Immigrant insurance section in the link below: New Immigrants Please enter appropriate criteria. You will find plan and compare them side by side. Please feel free to contact us if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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