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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Your company has been recommended to me. I have a query. I am bringing my family 4 people in total, on a once in a lifetime trip to San Francisco from the UK in November. November 24th December 2nd. I am aware that it is so long away that I am desperate to try and cover myself should I have any reason at all to cancel. I am looking for some appropriate insurance. I do not envisage a problem but I can not live with myself if i do not cover myself.
Q:Hello Do you offer Emergency Medical Evacuation for ages 67 and 54?
Q:We live in Argentina. My wife is traveling to Cuba on May and, since I have been using many times Atlas from Insubuy for my business travel to US, I tried to get her a travel insurance for her trip from you. There is nice article on your website on how is now compulsory to get insurance for travel to Cuba and a related easy link to get one. https://www.insubuy.com/cuba-travel-insurance/ Once you spend 10 minutes to fill all the required fields you are then denied the insurance citing geographic restrictions and US sanctions I mean do you sell an insurance to travel to Cuba or you do not? That should be an easy enough question to answer.
Q:Can you recommend some insurances which contain the terms of military service man? I heard that Atlas America is a good product but it does not cover the military personnel My required term is following below. 1. Maximum coverage over 400,000 per year. 2. Deductible lower than 1,000 I hope 250 3. Repatriation of remains in the event of death $50,000 4. Medical evacuation in the event the insured must be returned to Korea due to a medical condition $250,000
Q:I want to purchase a health insurance for my wife
Q:I'm interested in purchasing a health insurance coverage with your company. However there are a few details that I don't know how to include in the form in your webpage and I was wondering if you could please let me know how to do it. I'm originally from Spain and I work at Columbia University under J1 visa status. Columbia University requires a few things that I list below The insurance coverage must meet these minimums Minimum medical benefit of $100,000 per person per accident or illness Deductible that does not exceed $500 per accident or illness Minimum repatriation of remains in the amount of $25,000 Minimum medical evacuation expenses in the amount of $50,000 and May include provision for co-insurance paid by J1 not to exceed 25% of covered benefits per accident or illness. Insurance policies May require a waiting period for pre existing conditions that is reasonable as determined by current industry standards and o Shall not unreasonably exclude coverage for the perils inherent to the activities of the exchange program in which you participate. The policy, plan, or contract secured to meet these insurance requirements must at minimum be Underwritten by an insurance corporation having An A.M. Best rating of A or above or A McGraw Hill Financial Standard & Poor Claims paying Ability rating of A minus or above A Weiss Research Inc. rating of B plus or above or A Fitch Ratings Inc. rating of A or above or A Moodys Investor Services rating of A3 or above or Be backed by the full faith and credit of the exchange visitors home country or Part of a health benefits program offered on a group basis to employees or enrolled students by a designated sponsor or Offered through or underwritten by a federally qualified Health Maintenance Organization or eligible Competitive Medial Plan as determined by the Centers of Medicare and Medicaid Services of the U.S. Department of Health and Human Services.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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