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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:How is the premium of the plan decided?

A:
The premium is a daily rate based on the age of the individual.
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Q:I come to Switzerland often and have taken out insurance every time with your company. I am here now and before I left the States I took out a policy. At that time you put up a notice about not covering the nCorvid19 for Italy and South Korea. I've extended my policy until April 30th since I'm kind of stuck here. Please reassure me that I'm covered for this if something happens.

A:
The plan will cover any new accidents and new illness that happen after the effective date of the policy. This is a rapidly evolving situation. Make sure to confirm the most current information before making any decisions. You can read about COVID-19 coverage here.
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Q:I am currently holding a visitor's visa in the United States. Can I buy insurance that will cover the coronavirus test and treatment?

A:
Please read Coronavirus Coverage in Visitor Insurance for USA for more information on the eligible plans.
{{currentOrigin}}/answers/visitors-insurance/covid-coverage-in-visitor-insurance-for-usa-62480/

Q:My father came to the US two months ago. I am would like to purchase a travel insurance for him. Currently, I am interested in the plan, Safe Travels for Vistors to the USA, which is provided by GBG Insurance Limited. Could you please provide the detailed information about how the COVID-19 is covered by the plan.

A:
Please read COVID-19 coverage here. You can purchase it online here. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/visitor-insurance/covid-coverage-in-safe-travels-for-visitors-to-the-usa-67201/

Q:I would like to understand more about the coronavirus coverage for visitors plans. Where can I find that information

A:
We have numerous FAQs available to read about coronavirus cover on our website. Please let us know if you have additional questions or need further assistance and we will gladly advise.
{{currentOrigin}}/answers/visitors-medical-insurance/coronavirus-coverage-for-visitors-to-the-united-states-in-visitor-plans-61112/

Q:I'm asking this for my Mom, she entered into the US on Sep 9, 2019, and doesn't leave the country since then. She has applied to extend her stay until August 8th. The insurance I bought for her just expired yesterday, I want to ask if it is legitimate for her to buy your insurance.

A:
She is able to purchase any plan as it will cover any new accident and new illnesses that happens after the effective date of the policy.
{{currentOrigin}}/answers/visitors-insurance-usa/visitor-medical-coverage-purchase-after-arrival-in-united-states-31719/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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