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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a US citizen looking to purchase a plan to cover me while I am in Japan. I have been in Japan for 2 weeks and feel it is safer for me to remain than to travel home to NYC. What plans do you offer that would cover me in the event I contracted and required medical attention and/or hospitalization for COVID-19?

A:
You may purchase the Safe Travels Outbound Cost Saver plan. For more information regarding COVID-19 coverage you may also look here.
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Q:How much does Patriot America Plus cost?

A:
Please enter your details here and it will show the prices.
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Q:I am in India at the moment waiting for a flight on 6th of April. On 8th of April is going to be 90 days as I am in India and I have to leave country. Situation with flight is not clear and it can be cancelled as well Delhi airport is going to be closed until unknown date. Do I need to contact anyone about visa extension or it's automatically extended because of situation?

A:
We are unable to answer any visa related questions. If you would like to purchase the insurance for your stay in India, please let us know.
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Q:My parents (Italian nationality) arrived in USA on March 6th to visit our family living in Anaheim California. They have an insurance to cover their travel which will expire at the beginning of April (April 8th). As it's not safe to travel back to Italy they will extend their staying in USA for another 2 months. I'm looking for a medical insurance to cover the remaining 2 months. They are both 69 and will have birthdays later this year. They have no pre-existing conditions and are Italian citizens.

A:
You can purchase either Atlas America or Patriot America Plus. Should you have additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/patriot-america-and-atlas-america-coverage-for-visitors-to-the-usa-16397/

Q:Can you confirm the Patriot America Plus plan will cover for coronavirus?

A:
There is no specific exclusion for Coronavirus under the Patriot America Plus Plan. It will be covered as any other sickness, as long as it manifest after the effective date of the policy. Please keep in mind the plans will not cover preventative treatments or routine maintenance. If you have any additional questions, please let us know. This situation is changing very fast. Therefore, before making any decisions based on this answer, make sure to confirm the most recent situation. Please read Coronavirus FAQ for Travel medical insurance here.
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Q:I am wanting to purchase the cheapest, but best coverage for a trip to Israel and Hungary this summer. Something that would provide a full refund in case travel is shut down or certain countries deny entry during the time my trip is planned. I can not reschedule the trip

A:
You may get quotes and view plans at the following links: Trip Insurance Travel Medical Insurance Trip insurance can be purchased to protect you in the case of trip interruption, baggage delay and trip cancellation. Travel medical can help protect you in the case you manifest a new injury or illness during your stay. Please let us know if you have additional questions or need further assistance. Alternatively, you may call our office at (866) 467-8289 to speak with any of our licensed representatives.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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