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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking for an insurance for a family visitor mainly to cover urgent care visits and blood test. I have purchased the "visitor care" previously. It was accepted for the urgent care visit initially however, I did receive a bill later on from the site. Please let me know what is the best option? thank you for your help. Best Regards.

A:
Visitors Care is a fixed coverage plan and there is no PPO network and there is no negotiated rates. None of the short term plan provides coverage for routine maintenance for pre-existing conditions or preventive care. You can contact our office to find the most suitable plan.
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Q:I have purchased the Safe Travels USA Comprehensive insurance for my parents. Is COVID test and treatment covered for this plan?

A:
In Safe Travels USA Comprehensive, COVID-19 is covered just like any other eligible sickness that occurs after the effective date of the policy.
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Q:I recently purchased medicines from CVS. But forgot to present my the Pharmacy Card. Can i cliam now? Please hlep.

A:
You have to use prescription RX card at the time of payment. You can't claim later. But you can claim for the prescription drugs. pharmacy claims
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Q:considering current Covid-19 situation, we don't know the exact duration of the extended stay. Because we will buy return ticket as soon as travel ban is lifted. So how many times can i extend one insurance policy?

A:
Different plans will have their own specific extension guidelines. Your plan specifically can be renewed for up to 2 years and there is not a limit on the number of times within that 2 years you can renew. It also does not have a renewal fee so each time you renew you are just paying for the number of days you are requesting to extend. As long as the insured is on a valid B2 visitor visa you should be fine renewing the plan until the travel ban is lifted.
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Q:I have bought Patriot America Plus on Feb 22nd for coverage in USA for my parents who reside in India. Due to Covid-19, I need to extend the insurance coverage. Will the extension cover Covid-19 related illness?

A:
Yes. As long as you extend the same policy.
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Q:My mother traveled to USA from India on Feb 13, 2020 with Trawick International's Safe Travels USA plan purchased prior to her trip. 1) Does her plan cover COVID-19 related illness? 2) If she extends her stay in the US, and therefore her current travel medical plan, does she get COVID-19 coverage during the extension period? Thank you!

A:
Safe Travels USA plan does not have any exclusion related to COVID-19 or CDC warnings. Therefore, it would cover COVID-19 just like any other sickness that occurs after the effective date of the policy. Even if you extend the coverage, she will continue to maintain the same coverage.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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