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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Cashed my credit card points in Dec (before covid pandemic) to take family of 5 to london in July 4th weekend. I bought travel insurance for all. Airline has now cancelled flight to london because of covid. Can I make a claim under natural disaster?

A:
We would be happy to answer your questions however, we would need more information related to your specific plan. If you have an active policy purchased from Insubuy, please call out office at (866) INSUBUY.
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Q:I am traveling to Aruba to stay in a private home on july 16 for 90 days. Aruba is requiring proof of covid19 insurance specifically. I currently Have Medicare and BCBS. I wish to purchase Covid19 insurance.

A:
We are happy to assist you with your search for medical insurance. There are plan options that we can offer for travel that will include coverage for COVID-19 to both U.S. citizens as well as Non U.S. citizens traveling outside of their home country. The Safe Travels Series plans will cover Covid-19 as any other sickness. It should not be related to any pre-existing or preventive care.
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Q:Hi, I am an international military student from Korea to U.S and having A2 Visa. My departure date was postponed from 31 march to 1 July. So I had to cancel my previous insurance plan I had purchased. Now, because I need to purchase an insurance plan again, I ask for your help and give me some recommendation! *Needed condition 1. coverage of COVID-19 2. Maximum coverage: at least $400,000 per year 3. Deductible: not to exceed $1,000 annually per family 4. Repatriation of remains in the event of death: $50,000 5. Medical evacuation in the event the insured must be returned to Korea due to a medical condition: $250,000 Thanks for your cooperation gratefully.

A:
You can take a look at the Safe Travels USA Comprehensive plan for coverage as it will meet all of these requirements provided you purchase at the appropriate policy maximum limit.
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Q:My mom is visiting the USA with a visitor's visa (B-2). She wants to buy a health insurance, but her visa is expiring soon (August 2020). Can she buy insurance that surpasses her visa expiration date? Can she buy insurance that lasts more than 6 months? Thanks

A:
As long as she has entered the United States on a valid visa and has applied for extension or is stuck in the united states because of travel restrictions she can purchase coverage for the required duration.
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Q:Hello, Because of the COVID-19 situation, our stay in US has to be extended. So I need to extend the insurance as well. But do not know for how long. Suppose I extend the insurance for 3 months, but are able to return in 1 or 2 months, can I be refunded for the unused period? Please let me know ASAP. Thanks

A:
Please look at the Visitors Care refund rule.
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Q:My wife's parents currently have coverage from "Safe Travels for Visitors" from Trawick international, bought through insubuy.com. They are planning to apply for greencard, can I continue to extend is current plan - until they get their greencard? I called your office, one of your associate said I can do so, but the following page in your website, seem to imply otherwise (that their home country will change to USA, the moment they apply for Greencard, so they are no longer visitors) Is this accurate? Does visitor's coverage still valid at that point? what insurance options do we have then? Please assist. From your website: https://www.insubuy.com/greencard-holders-medical-insurance/

A:
The Safe Travels for Visitors to the USA plan is available until their green-card has been approved. Once approved you will need to take a look at other available options for coverage.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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