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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi, I have a young man who will be working his one year OPT program with my firm. What are his options for health insurance while he is working with us? Is this something that can be purchased through you?
Q:I am in an HMO in Ca. I will be visiting Florida for 4 months. Can I purchase a short term medical coverage while I am in Florida
Q:My dad is already in the USA and his travel insurance has expired because of COVID and he is looking to buy a new plan. Is this something you can support given he is already in the US? I'm looking for a comprehensive plan for 3 months of coverage. Can you please recommend few plans.
Q:My family is going to Hawaii in September from California. I want a travel insurance policy that allows us to cancel for any reason - most specifically, should the resort we plan to stay at close down due to a further outbreak of COVID-19. Do any of your policies cover this?
Q:Am I covered for COVID-19 related medical treatment under "Safe Travels USA Comprehensive"?
Q:Do I have any recourse of the following: I cancelled a trip in May due to medical issues. Because of the coronavirus pandemic, airlines and resorts offered vouchers. I informed the travel insurance I didn't want a voucher because I now have significant health issues (non-Covid) and don't know when/if I will travel. I was assured I would be reimbursed and they would work out the voucher issue. Today my claim was denied because I was issued vouchers, and provided this from the policy:The policy defines the following: Unused means the Insured's financial Loss of any whole, partial or prorated prepaid nonrefundable components of a Trip that are not depleted or exhausted.
Can't find answers to your questions?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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